H.R. 1295: | Responsible Lending Act |
109th Congress 2005-2006 |
To protect consumers against unfair and deceptive practices in connection with higher cost mortgage transactions, to strengthen the civil remedies available to consumers under existing law, to provide for certain uniform lending standards, to improve housing counseling, to better mortgage servicing, to enhance appraisal standards and oversight, to establish licensing and minimum standards for mortgage brokers, and for other purposes.
OverviewSponsor: | | Text: | Summary
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Full Text | Status: |  | Introduced | Mar 15, 2005 | | Referred to Committee | View Committee Assignments |  | Reported by Committee | (did not occur) | | House Vote | (did not occur) | | Senate Vote | (did not occur) | | Signed by President | (did not occur) |
This bill never became law.
This bill was proposed in a previous session of Congress. Sessions
of Congress last two years, and at the end of each session all
proposed bills and resolutions that haven't passed are cleared from the books.
Members often reintroduce bills that did not come up for debate
under a new number in the next session.
| Last Action: | Jun 27, 2005:
Sponsor introductory remarks on measure. (CR H5182) | Other Titles: | -- Expanding Housing Opportunities Through Education and Counseling Act -- Mortgage Lending Improvements and Uniform National Standards Act | Related: | See the Related Legislation page for other bills related to this one and a list of subject terms
that have been applied to this bill.
Sometimes the text of one bill or resolution is incorporated into another, and in those cases the original bill or resolution, as it would appear here, would seem to be abandoned. |
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Question & Answer  |
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H.R. 1295--109th Congress: Responsible Lending Act.
(2005).
In GovTrack.us (database of federal legislation).
Retrieved Nov 21, 2009, from
http://www.govtrack.us/congress/bill.xpd?bill=h109-1295
"H.R. 1295--109th Congress: Responsible Lending Act."
GovTrack.us (database of federal legislation).
2005.
Nov 21, 2009
<http://www.govtrack.us/congress/bill.xpd?bill=h109-1295>
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|title=H.R. 1295
|accessdate=Nov 21, 2009
|author=109th Congress (2005)
|date=Mar 15, 2005
|work=Legislation
|publisher=GovTrack.us
|quote=Responsible Lending Act
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