H.R. 1106: Helping Families Save Their Homes Act of 2009 (GovTrack.us)

The Senate meets today; the House next meets Dec 1, 2009.

H.R. 1106:

Helping Families Save Their Homes Act of 2009

111^th Congress

This is a bill in the U.S. Congress originating in the House of Representatives ("H.R."). A bill must be passed by both the House and Senate and then be signed by the President before it becomes law.

Bill numbers restart from 1 every two years. Each two-year cycle is called a session of Congress. This bill was created in the 111^th Congress, in 2009-2010.

The titles of bills are written by the bill's sponsor and are a part of the legislation itself. GovTrack does not editorialize bill summaries.

2009-2010

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- Summary (CRS, PVS)

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Primary Source

See H.R. 1106 on THOMAS for the official source of information on this bill or resolution.

To prevent mortgage foreclosures and enhance mortgage credit availability.

Overview

Sponsor:

Rep. John Conyers [D-MI14]show cosponsors (24)

Text:

Summary | Full Text

Cost:

$27 per American over the 2009-2014 period.

This is computed from a Congressional Budget Office report, merely by dividing the estimated cost of $7,600,000,000 by the U.S. population. The figure is extracted from the report automatically and may be incorrect. See the report for details.

Status:

	Introduced	Feb 23, 2009
	Referred to Committee	View Committee Assignments
	Amendments (4 proposed)	View Amendments
	Passed House	Mar 5, 2009
	Senate Vote	...
	Signed by President	...

This bill has been passed in the House. The bill now goes on to be voted on in the Senate. Keep in mind that debate may be taking place on a companion bill in the Senate, rather than on this particular bill. [Last Updated: Nov 13, 2009 3:53PM]

Last Action:

Jul 23, 2009: House Judiciary: Referred to the Subcommittee on Commercial and Administrative Law.

Other Titles:

-- Nationwide Mortgage Fraud Task Force Act of 2009

See the Related Legislation page for other bills related to this one and a list of subject terms that have been applied to this bill. Sometimes the text of one bill or resolution is incorporated into another, and in those cases the original bill or resolution, as it would appear here, would seem to be abandoned.

Votes:

Mar 5, 2009: This bill passed in the House of Representatives by roll call vote. The totals were 234 Ayes, 191 Nays, 7 Present/Not Voting. Vote Details.

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View all 5 votes on this bill.

Question & Answer

Can you answer any of these questions posed by other users? Think of it as a civic good deed. See 21 more questions posed on this topic or submit your own question on the Q&A page.

Oct 20, 2009 11:38 AM - I work for a mortgage lender as an FHA Underwriter. They recently told us that changes to this act now requires them to run periodic credit reports on their employees. What I'm wondering is WHERE in the act is this stated? and WHAT does it have to do with the purpose of the act to allow BK judges to modify loan terms? - Answer it!

Nov 12, 2009 12:41 PM - I am working and not delinquent but the payments are too high for me to manage. What programs are available to me? - Answer it!

and 21 more questions.

Sources of Influence

MAPLight.org reports that the following organizations have taken a stance on this bill:

Support	Oppose
Americans for Fairness in Lending	Mortgage Bankers Association FreedomWorks The Heritage Foundation Club for Growth American Bankers Association American Financial Services Association American Insurance Association American Securitization Forum Consumer Bankers Association Independent Community Bankers of America Securities Industry and Financial Markets Association Financial Services Roundtable U.S. Chamber of Commerce

Follow the link to MAPLight.org to see if campaign contributions from employees of these organizations are correlated with how Members of Congress voted on this bill.

Because the U.S. Congress posts most legislative information online one legislative day after events occur, GovTrack is usually one legislative day behind. For more information about where this data comes from, see About GovTrack.us.

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|url=http://www.govtrack.us/congress/bill.xpd?bill=h111-1106
|title=H.R. 1106
|accessdate=Nov 21, 2009
|author=111th Congress (2009)
|date=Feb 23, 2009
|work=Legislation
|publisher=GovTrack.us
|quote=Helping Families Save Their Homes Act of 2009
}}

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Overview

Sources of Influence