H.R. 1640: Interest Rate Reduction Act (GovTrack.us)

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H.R. 1640:

Interest Rate Reduction Act

111^th Congress

This is a bill in the U.S. Congress originating in the House of Representatives ("H.R."). A bill must be passed by both the House and Senate and then be signed by the President before it becomes law.

Bill numbers restart from 1 every two years. Each two-year cycle is called a session of Congress. This bill was created in the 111^th Congress, in 2009-2010.

The titles of bills are written by the bill's sponsor and are a part of the legislation itself. GovTrack does not editorialize bill summaries.

2009-2010

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Primary Source

See H.R. 1640 on THOMAS for the official source of information on this bill or resolution.

To amend the Truth in Lending Act to protect consumers from usury, and for other purposes.

Overview

Sponsor:

Rep. Maurice Hinchey [D-NY22]show cosponsors (17)

Text:

Summary | Full Text

Status:

	Introduced	Mar 19, 2009
	Referred to Committee	View Committee Assignments
	Reported by Committee	...
	House Vote	...
	Senate Vote	...
	Signed by President	...

This bill is in the first step in the legislative process. Introduced bills and resolutions first go to committees that deliberate, investigate, and revise them before they go to general debate. The majority of bills and resolutions never make it out of committee. [Last Updated: Jan 28, 2010 6:20AM]

Last Action:

Mar 19, 2009: Referred to the House Committee on Financial Services.

See the Related Legislation page for other bills related to this one and a list of subject terms that have been applied to this bill. Sometimes the text of one bill or resolution is incorporated into another, and in those cases the original bill or resolution, as it would appear here, would seem to be abandoned.

Question & Answer

Can you answer any of these questions posed by other users? Think of it as a civic good deed. You can submit a short question too.

May 31, 2009 3:30 PM - Can a credit card company increase your rates bu 10% in four months when you are not behind and have never been late? - Answer it!

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|url=http://www.govtrack.us/congress/bill.xpd?bill=h111-1640
|title=H.R. 1640
|accessdate=Feb 9, 2010
|author=111th Congress (2009)
|date=Mar 19, 2009
|work=Legislation
|publisher=GovTrack.us
|quote=Interest Rate Reduction Act
}}

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