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H.R. 627: | Credit Card Accountability Responsibility and Disclosure Act of 2009 | 111th Congress 2009-2010 |
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. OverviewSponsor: | | Text: | Summary
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Full Text | Status: |  | Introduced | Jan 22, 2009 |  | Referred to Committee | View Committee Assignments |  | Reported by Committee | Apr 22, 2009 |  | Amendments (89 proposed) | View Amendments |  | Passed House | Apr 30, 2009 |  | Passed Senate | May 19, 2009 |  | Signed by President | May 22, 2009 |
This bill has become law.
It was signed by Barack Obama.
[Last Updated: Nov 13, 2009 2:05PM] | Last Action: | May 22, 2009:
Became Public Law No: 111-24. | Other Titles: | -- Credit CARD Act of 2009 | Related: | See the Related Legislation page for other bills related to this one and a list of subject terms
that have been applied to this bill.
Sometimes the text of one bill or resolution is incorporated into another, and in those cases the original bill or resolution, as it would appear here, would seem to be abandoned. | Votes: | Apr 30, 2009:
This bill passed in the House of Representatives by roll call vote.
The totals were 357 Ayes, 70 Nays, 7 Present/Not Voting.
Vote Details.
May 19, 2009:
This bill passed in the Senate by roll call vote.
The totals were 90 Ayes, 5 Nays, 4 Present/Not Voting.
Vote Details.
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Question & Answer 
Can you answer any of these questions posed by other users? Think of it as a civic good deed.
See 34 more questions posed on this topic or submit your own question on the Q&A page.
Oct 25, 2009 11:19 AM - I take advantage of 0% interest promotions with a cc tied to a retailer. Will this bill prohibit such promotions in the future? -
Answer it!Nov 17, 2009 7:12 PM - If a person is 10 days late on cc payment, can Citi Financial continue to call every day? Told them I would be late, but the calls won't stop. -
Answer it! |
Sources of InfluenceMAPLight.org reports that the following organizations
have taken a stance on this bill: | Support | Oppose |
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National Small Business Association Association of Community Organizations for Reform Now Americans for Fairness in Lending Consumer Federation of America Center for Responsible Lending Consumer Action Consumers Union Demos National Association of Consumer Advocates National Consumer Law Center National Training and Information Center Public Citizen U.S. Public Interest Research Groups | American Bankers Association Independent Community Bankers of America Credit Union National Association |
Follow the link to MAPLight.org to see if campaign contributions from employees of these organizations are correlated with how Members of Congress voted on this bill. Because the U.S. Congress posts most legislative information online one legislative day after events occur, GovTrack is usually one legislative day behind. For more information about where this data comes from, see
About GovTrack.us. H.R. 627--111th Congress: Credit Card Accountability Responsibility and Disclosure Act of 2009.
(2009).
In GovTrack.us (database of federal legislation).
Retrieved Nov 20, 2009, from
http://www.govtrack.us/congress/bill.xpd?bill=h111-627
"H.R. 627--111th Congress: Credit Card Accountability Responsibility and Disclosure Act of 2009."
GovTrack.us (database of federal legislation).
2009.
Nov 20, 2009
<http://www.govtrack.us/congress/bill.xpd?bill=h111-627>
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|author=111th Congress (2009)
|date=Jan 22, 2009
|work=Legislation
|publisher=GovTrack.us
|quote=Credit Card Accountability Responsibility and Disclosure Act of 2009
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