S. 1799: FAIR Overdraft Coverage Act (GovTrack.us)

The House next meets Nov 23, 2009.

S. 1799:

FAIR Overdraft Coverage Act

111^th Congress

This is a bill in the U.S. Congress originating in the Senate ("S."). A bill must be passed by both the Senate and House and then be signed by the President before it becomes law.

Bill numbers restart from 1 every two years. Each two-year cycle is called a session of Congress. This bill was created in the 111^th Congress, in 2009-2010.

The titles of bills are written by the bill's sponsor and are a part of the legislation itself. GovTrack does not editorialize bill summaries.

2009-2010

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Primary Source

See S. 1799 on THOMAS for the official source of information on this bill or resolution.

A bill to amend the Truth in Lending Act, to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes.

Overview

Sponsor:

Sen. Christopher Dodd [D-CT]show cosponsors (7)

Text:

Full Text

Status:

	Introduced	Oct 19, 2009
	Referred to Committee	View Committee Assignments
	Reported by Committee	...
	Senate Vote	...
	House Vote	...
	Signed by President	...

This bill is in the first step in the legislative process. Introduced bills and resolutions first go to committees that deliberate, investigate, and revise them before they go to general debate. The majority of bills and resolutions never make it out of committee. [Last Updated: Nov 18, 2009 12:05PM]

Last Action:

Nov 17, 2009: Committee on Banking, Housing, and Urban Affairs. Hearings held.

Other Titles:

-- Fairness and Accountability in Receiving Overdraft CoverageAct of 2009

See the Related Legislation page for other bills related to this one and a list of subject terms that have been applied to this bill. Sometimes the text of one bill or resolution is incorporated into another, and in those cases the original bill or resolution, as it would appear here, would seem to be abandoned.

Question & Answer

Can you answer any of these questions posed by other users? Think of it as a civic good deed. You can submit a short question too.

Oct 26, 2009 11:47 AM - Why are overdraft fees limited to one per month and six per year? How were those limits decided? - Answer it!

Nov 5, 2009 1:43 AM - Is this bill covering the fees we pay if the bank returns the check for Non Sufficient Funds -- or is it strictly limited to fees banks charge when they allow your checking to go negative and cover the check? - Answer it!

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|url=http://www.govtrack.us/congress/bill.xpd?bill=s111-1799
|title=S. 1799
|accessdate=Nov 21, 2009
|author=111th Congress (2009)
|date=Oct 19, 2009
|work=Legislation
|publisher=GovTrack.us
|quote=FAIR Overdraft Coverage Act
}}

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