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S. 896: | Helping Families Save Their Homes Act of 2009 | 111th Congress 2009-2010 |
A bill to prevent mortgage foreclosures and enhance mortgage credit availability. OverviewSponsor: | | Text: | Summary
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Full Text | Status: |  | Introduced | Apr 24, 2009 |  | Reported by Committee | Apr 27, 2009 |  | Amendments (29 proposed) | View Amendments |  | Passed Senate | May 6, 2009 |  | Passed House | May 19, 2009 |  | Signed by President | May 20, 2009 |
This bill has become law.
It was signed by Barack Obama.
[Last Updated: Nov 14, 2009 8:45AM] | Last Action: | May 20, 2009:
Became Public Law No: 111-22. | Other Titles: | -- Homeless Emergency Assistance and Rapid Transition to Housing Act of 2009 -- Protecting Tenants at Foreclosure Act of 2009 -- Public-Private Investment Program Improvement and Oversight Act of 2009 | Related: | See the Related Legislation page for other bills related to this one and a list of subject terms
that have been applied to this bill.
Sometimes the text of one bill or resolution is incorporated into another, and in those cases the original bill or resolution, as it would appear here, would seem to be abandoned. | Votes: | May 6, 2009:
This bill passed in the Senate by roll call vote.
The totals were 91 Ayes, 5 Nays, 3 Present/Not Voting.
Vote Details.
May 19, 2009:
This bill passed in the House of Representatives by roll call vote.
The vote was held under a suspension of the rules to cut debate
short and pass the bill, needing a two-thirds majority.
This usually occurs for non-controversial legislation.
The totals were 367 Ayes, 54 Nays, 12 Present/Not Voting.
Vote Details.
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Question & Answer 
Can you answer any of these questions posed by other users? Think of it as a civic good deed.
See 13 more questions posed on this topic or submit your own question on the Q&A page.
Oct 6, 2009 4:00 PM - when your house is in foreclosure and you have a lease, do you still pay rent to the owner, even when there is a sales date? -
Read AnswersAnswered by a visitor on Oct 30, 2009 11:33 AM -
You should continue to pay rent to the owner (your current landlord) because the property does not change ownership until the sale is completed. Although there is a sale date, that doesn't mean the homeowner won't work something out with the bank before that date. Don't open yourself up to a breach of contact action or eviction by the current homeowner for nonpayment of rent. After the sale, you do not need to pay rent to your current landlord, but the new owner may require it. You would have to talk to the agent responsible for your property to determine if you should continue to make rental payments after the sale. Oct 21, 2009 11:50 AM - I am renting a home, month to month, it has been foreclosed on and went for sheriffs sale on oct 2, 2009. The lady I am renting from says I can live there from nov-march for free. Now she wants her washer and dryer out of the house and don't want to give me time to replace it with my own and says if i do not give it to her by this weekend she will have me evicted. Is this legal even after I have a recorded message from her stating I can live there for free? -
Read AnswersAnswered by a visitor on Oct 26, 2009 8:52 AM -
According to the Landlord Tenant laws, you should be putting your rent into an escrow account, even if your landlord says you can live there rent free. The washer and dryer are the property of the landlord if they came with the apartment, she can do as she pleases with them, unless it is in the lease that you are to use them while you are living there. You should be looking for a new place to live. Did the property sell at the sheriff sale or not? If not, you are still able to stay there until you find another place. You would have to be taken to court for the eviction, she cannot lock you out. Again, put the rent payments in an escrow account at your bank. Tell the bank what you want to do and they will help you with it. It must be separate from your other bank accounts. |
Sources of InfluenceMAPLight.org reports that the following organizations
have taken a stance on this bill: | Support | Oppose |
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Consumers Union Americans for Fairness in Lending | Credit Union National Association Mortgage Bankers Association American Bankers Association American Financial Services Association American Insurance Association American Securitization Forum Consumer Bankers Association Independent Community Bankers of America Securities Industry and Financial Markets Association Financial Services Roundtable |
Follow the link to MAPLight.org to see if campaign contributions from employees of these organizations are correlated with how Members of Congress voted on this bill. Because the U.S. Congress posts most legislative information online one legislative day after events occur, GovTrack is usually one legislative day behind. For more information about where this data comes from, see
About GovTrack.us. S. 896--111th Congress: Helping Families Save Their Homes Act of 2009.
(2009).
In GovTrack.us (database of federal legislation).
Retrieved Nov 22, 2009, from
http://www.govtrack.us/congress/bill.xpd?bill=s111-896
"S. 896--111th Congress: Helping Families Save Their Homes Act of 2009."
GovTrack.us (database of federal legislation).
2009.
Nov 22, 2009
<http://www.govtrack.us/congress/bill.xpd?bill=s111-896>
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