S. 3323 (112th): Military Family Home Protection Act

Introduced:
Jun 20, 2012 (112th Congress, 2011–2013)
Sponsor:
Sen. John “Jay” Rockefeller IV [D-WV]
Status:
Died (Referred to Committee)
See Instead:

H.R. 5747 (same title)
Reported by Committee — Jul 11, 2012

The bill’s title was written by the bill’s sponsor. S. stands for Senate bill.

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Status

This bill was introduced on June 20, 2012, in a previous session of Congress, but was not enacted.

Progress
Introduced Jun 20, 2012
Referred to Committee Jun 20, 2012
Cosponsors
2 cosponsors (2D) (show)
Committees

Senate Veterans' Affairs

The committee chair determines whether a bill will move past the committee stage.

Full Title

A bill to amend the Servicemembers Civil Relief Act to improve the protections for servicemembers against mortgage foreclosures, and for other purposes.

Summary

No summaries available.

Text

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Last updated Jun 20, 2012.
9 pages

Primary Source

View on THOMAS (The Library of Congress)

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Citation

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GovTrack’s Bill Summary

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Library of Congress Summary

The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

6/20/2012--Introduced.
Military Family Home Protection Act - Amends the Servicemembers Civil Relief Act to allow a court, in an action to enforce an obligation on real or personal property secured by a mortgage against a servicemember on active duty, a totally disabled veteran, or the surviving spouse of a member who died during military service, to either:
(1) stay the proceedings for a period of time as justice and equity require, or
(2) adjust the obligation to preserve the interests of all parties.
Prohibits the sale, foreclosure, or seizure of the subject property for the service period, as well as the 12-month period after:
(1) the servicemember is discharged or redeployed from a contingency operation,
(2) the veteran is retired, or
(3) the death of the servicemember (in the case of a surviving spouse).
Increases the civil penalties for violations of the sale or foreclosure prohibitions.
Prohibits an individual from being denied or refused credit solely by reason of eligibility for relief under this Act. Requires each lending institution acting as a creditor to such servicemember, veteran, or surviving spouse to designate an employee responsible for ensuring the institution's compliance with the requirements of this Act. Requires any such institution that had prior annual assets of $10 billion or more to maintain on its primary website a toll-free number for information with respect to the protections afforded under this Act.

House Republican Conference Summary

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No summary available.

House Democratic Caucus Summary

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The bill contains the following citations to other parts of U.S. law:

Slip Laws

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  • Public Law 110-289

United States Code

The United States Code is the compilation of permanent laws enacted by Congress. Temporary and other non-permanent laws do not appear in the United States Code. (About half of the United States Code is the law itself, called positive law. The other half is merely a compilation of the laws but has no legal significance.)