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H.R. 821: To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes.
- Introduced:
- Feb 26, 2013 (113th Congress, 2013–2015)
- Sponsor:
- Rep. Alan Grayson [D-FL9]
- Status:
- Referred to Committee
The bill’s title was written by the bill’s sponsor. H.R. stands for House of Representatives bill.
- Summary
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No summaries available.
- Text
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Last updated Feb 26, 2013.
3 pages
- Primary Source
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View on THOMAS (The Library of Congress)
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- Citation
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Library of Congress Summary
The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.
2/26/2013--Introduced.
Amends the Servicemembers Civil Relief Act, for five years after enactment of this Act, to afford surviving spouses of servicemembers who die while in the military and whose death is service-connected the same protections against sale, foreclosure, and seizure of property currently applicable to their husbands who while in military service are unable to meet an obligation on real or personal property.
Requires each lending institution subject to specified requirements for a maximum 6% rate of interest on a servicemember's debts incurred before military service to designate one of its employees as a compliance officer responsible for:
(1) ensuring the institution's compliance with such requirements, and
(2) distributing information to servicemembers whose obligations and liabilities are covered by such requirements.
Requires such a lending institution that had annual assets for the preceding fiscal year of $10 billion or more to maintain a toll-free telephone number and make it available on its primary Internet website.
Amends the Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012 to extend through 2017 the period of specified protections for servicemembers against mortgage foreclosures.
House Republican Conference Summary
The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.
No summary available.
House Democratic Caucus Summary
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The bill contains the following citations to other parts of U.S. law:
Slip Laws
Slip laws refer to enacted bills and joint resolutions in their original form as enacted by Congress, that is, before other laws amend them. Slip laws are cited as “Public Law XXX-YYY”, where XXX is the number of the Congress in which the bill or resolution was introduced.
- Public Law 112-154:
H.R. 1627 (112th): Honoring America’s Veterans and Caring for Camp Lejeune Families Act of 2012
United States Code
The United States Code is the compilation of permanent laws enacted by Congress. Temporary and other non-permanent laws do not appear in the United States Code. (About half of the United States Code is the law itself, called positive law. The other half is merely a compilation of the laws but has no legal significance.)
- Title 50a: WAR AND NATIONAL DEFENSE (APPENDIX)
- Heading: SERVICEMEMBERS CIVIL RELIEF ACT
- Heading: ACT OCT. 17, 1940, CH. 888, 54 STAT. 1178
- Title III: RENT, INSTALLMENT CONTRACTS, MORTGAGES, LIENS, ASSIGNMENT, LEASES, TELEPHONE SERVICE CONTRACTS
- Section 533: Mortgages and trust deeds