GovTrack’s Bill Summary
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Library of Congress Summary
The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.
Competitive Health Insurance Reform Act of 2013 - Amends the McCarran-Ferguson Act to declare that nothing in that Act shall modify, impair, or supersede the operation of any of the antitrust laws with respect to the business of health insurance, including the business of dental insurance.
Specifically excludes from the business of health (and dental) insurance covered by this Act the business of life insurance (including annuities) or of property or casualty insurance, including but not limited to:
(1) accident only, or disability income insurance only, or any combination of them;
(2) liability insurance, including supplemental insurance, general liability insurance, and automobile liability insurance;
(3) workers' compensation or similar insurance;
(4) automobile medical payment insurance;
(5) credit-only insurance;
(6) insurance coverage for on-site medical clinics;
(7) other similar insurance coverage, specified in regulations, under which benefits for medical care are secondary or incidental to other insurance benefits;
(8) insurance for long-term care, nursing home care, home health care, community-based care, or any combination of them;
(9) insurance coverage only for a specified disease or illness offered as independent, noncoordinated benefits; and
(10) hospital indemnity or other fixed indemnity insurance offered as independent, noncoordinated benefits.
Applies prohibitions against using unfair methods of competition to the business of health insurance without regard to whether such business is carried on for profit.
House Republican Conference Summary
The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.
No summary available.
House Democratic Caucus Summary
The House Democratic Caucus does not provide summaries of bills.
So, yes, we display the House Republican Conference’s summaries when available even if we do not have a Democratic summary available. That’s because we feel it is better to give you as much information as possible, even if we cannot provide every viewpoint.
We’ll be looking for a source of summaries from the other side in the meanwhile.