H.R. 1247 (104th): Insurance Disclosure Act of 1995

Mar 15, 1995 (104th Congress, 1995–1996)
Died (Referred to Committee)
Cleo Fields
Representative for Louisiana's 4th congressional district
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Last Updated
Mar 15, 1995
10 pages

This bill was introduced on March 15, 1995, in a previous session of Congress, but was not enacted.

Introduced Mar 15, 1995
Referred to Committee Mar 15, 1995
Full Title

To require property and casualty insurers to provide written notification to insurance applicants and policyholders of decisions to refuse to issue or to cancel or refuse to renew an insurance policy.


No summaries available.


House Energy and Commerce

House Financial Services

Financial Institutions and Consumer Credit

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Primary Source

THOMAS.gov (The Library of Congress)

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H.R. stands for House of Representatives bill.

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The bill’s title was written by its sponsor.

GovTrack’s Bill Summary

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Library of Congress Summary

The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

Insurance Disclosure Act of 1995 - Instructs the Secretary of Housing and Urban Development to require insurers to provide written disclosures to applicants and policyholders, stating the reasons for:
(1) declining a written application; or
(2) cancelling or refusing to renew an existing policy.
Authorizes the Secretary to provide immunity to insurers, agents, and brokers regarding their communication of a cancellation, denial, or nonrenewal of insurance.
Prescribes guidelines under which the Secretary shall designate certain lines of insurance.
Sets forth enforcement guidelines, including civil penalties and injunctive relief.

House Republican Conference Summary

The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.

No summary available.

House Democratic Caucus Summary

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