To amend the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act to make the residential mortgage process more understandable, fair, and competitive.
The bill’s titles are written by its sponsor.
Sponsor and status
Sponsor. Representative for New York's 29th congressional district. Democrat.
Last Updated: May 22, 2002
Length: 9 pages
107th Congress (2001–2002)
This bill was introduced on May 22, 2002, in a previous session of Congress, but it did not receive a vote.
Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).
May 22, 2002
Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.
H.R. 4818 (107th) was a bill in the United States Congress.
A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
Bills numbers restart every two years. That means there are other bills with the number H.R. 4818. This is the one from the 107th Congress.
This bill was introduced in the 107th Congress, which met from Jan 3, 2001 to Nov 22, 2002. Legislation not passed by the end of a Congress is cleared from the books.
How to cite this information.
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GovTrack.us. (2021). H.R. 4818 — 107th Congress: Mortgage Loan Consumer Protection Act. Retrieved from https://www.govtrack.us/congress/bills/107/hr4818
“H.R. 4818 — 107th Congress: Mortgage Loan Consumer Protection Act.” www.GovTrack.us. 2002. September 28, 2021 <https://www.govtrack.us/congress/bills/107/hr4818>
Mortgage Loan Consumer Protection Act, H.R. 4818, 107th Cong. (2002).
|title=H.R. 4818 (107th)
|accessdate=September 28, 2021
|author=107th Congress (2002)
|date=May 22, 2002
|quote=Mortgage Loan Consumer Protection Act
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