About the bill
To protect consumers against unfair and deceptive practices in connection with higher cost mortgage transactions, to strengthen the civil remedies available to consumers under existing law, to provide for certain uniform lending standards, to improve housing counseling, to better mortgage servicing, to enhance appraisal standards and oversight, to establish licensing and minimum standards for mortgage brokers, and for other purposes.
The bill’s titles are written by its sponsor.
Earlier Version — Introduced
This activity took place on a related bill, H.R. 833 (108th).
This is the first step in the legislative process.
Links & tools
Click a format for a citation suggestion:
Civic Impulse. (2016). H.R. 1295 — 109th Congress: Responsible Lending Act. Retrieved from https://www.govtrack.us/congress/bills/109/hr1295
“H.R. 1295 — 109th Congress: Responsible Lending Act.” www.GovTrack.us. 2005. July 29, 2016 <https://www.govtrack.us/congress/bills/109/hr1295>
|title=H.R. 1295 (109th)
|accessdate=July 29, 2016
|author=109th Congress (2005)
|date=March 15, 2005
|quote=Responsible Lending Act