H.R. 685 (109th): Bankruptcy Abuse Prevention and Consumer Protection Act of 2005

Feb 09, 2005 (109th Congress, 2005–2006)
Died (Referred to Committee) in a previous session of Congress
See Instead:

S. 256 (same title)
Signed by the President — Apr 20, 2005

This bill was introduced on February 9, 2005, in a previous session of Congress, but was not enacted.

Feb 09, 2005
James Sensenbrenner Jr.
Representative for Wisconsin's 5th congressional district
Read Text »
Last Updated
Feb 09, 2005
502 pages
Related Bills
H.R. 975 (108th) was a previous version of this bill.

Passed House
Last Action: Mar 19, 2003

S. 256 (Related)
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005

Signed by the President
Apr 20, 2005

Full Title

To amend title 11 of the United States Code, and for other purposes.


No summaries available.

88 cosponsors (80R, 8D) (show)

House Financial Services

Financial Institutions and Consumer Credit

House Judiciary

Commercial and Administrative Law

The committee chair determines whether a bill will move past the committee stage.

Primary Source

THOMAS.gov (The Library of Congress)

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H.R. stands for House of Representatives bill.

A bill must be passed by both the House and Senate in identical form and then be signed by the president to become law.

The bill’s title was written by its sponsor.

GovTrack’s Bill Summary

We don’t have a summary available yet.

Library of Congress Summary

The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 - Amends Federal bankruptcy law governing:
(1) conversion of bankruptcy petitions;
(2) abusive creditor practices;
(3) domestic support obligations;
(4) consumer protections, including protection of personally identifiable information;
(5) measures to discourage bankruptcy abuse, including reduction of the homestead exemption for fraud;
(6) guidelines for general and small business bankruptcies, including appointment of a committee of retired employees;
(7) bankruptcy data dissemination and bankruptcy tax provisions;
(8) ancillary and other cross-border cases to incorporate the Model Law on Cross-Border Insolvency; and
(9) financial contracts and transfers entered into with an insolvent insured depository institution before its conservatorship or receivership.
Reenacts Chapter 12, Adjustment of Debts of a Family Farmer with Regular Annual Income.Brings family fishermen within the purview of Federal bankruptcy protection.Prescribes guidelines for insolvent health care businesses and related patients' rights.
Bankruptcy Judgeship Act of 2005 - Amends the Federal Judicial Code to mandate appointments for additional temporary bankruptcy judgeships in designated States. Prescribes additional consumer credit disclosures, including open end credit plans and introductory rates.

House Republican Conference Summary

The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.

No summary available.

House Democratic Caucus Summary

The House Democratic Caucus does not provide summaries of bills.

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