S. 256 (109th): Bankruptcy Abuse Prevention and Consumer Protection Act of 2005

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) (Pub.L. 109–8, 119 Stat. 23, enacted April 20, 2005), is a legislative act that made several significant changes to the United States Bankruptcy Code. Referred to colloquially as the "New Bankruptcy Law", the Act of Congress attempts to, among other things, make it more difficult for some ...


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Feb 1, 2005
109th Congress, 2005–2006


Enacted — Signed by the President on Apr 20, 2005

This bill was enacted after being signed by the President on April 20, 2005.


Pub.L. 109-8


Charles “Chuck” Grassley

Senator from Iowa



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Last Updated: Apr 22, 2005
Length: 195 pages


Feb 1, 2005

This is the first step in the legislative process.

Feb 17, 2005
Reported by Committee

A committee has issued a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

Mar 10, 2005
Passed Senate

The bill was passed in a vote in the Senate. It goes to the House next.

Apr 8, 2005
Text Published

Updated bill text was published as of Reported by House Committee.

Apr 14, 2005
Passed House

The bill was passed by both chambers in identical form. It goes to the President next who may sign or veto the bill.

Apr 20, 2005
Enacted — Signed by the President

The President signed the bill and it became law.

S. 256 (109th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

This bill was introduced in the 109th Congress, which met from Jan 4, 2005 to Dec 9, 2006. Legislation not enacted by the end of a Congress is cleared from the books.

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“S. 256 — 109th Congress: Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.” www.GovTrack.us. 2005. October 21, 2016 <https://www.govtrack.us/congress/bills/109/s256>

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