To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.
The bill’s titles are written by its sponsor.
Sponsor and status
Sponsor. Representative for North Carolina's 13th congressional district. Democrat.
Last Updated: Dec 3, 2007
Length: 189 pages
110th Congress (2007–2009)
This bill was introduced in a previous session of Congress and was passed by the House on November 15, 2007 but was never passed by the Senate.
What legislators are saying
“McNerney Backs New, Improved Mortgage Lending Standards”
— Rep. Jerry McNerney [D-CA9] on Nov 15, 2007
Oct 22, 2007
Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.
Nov 6, 2007
A committee has voted to issue a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.
Nov 15, 2007
Rules Change — Agreed To
This activity took place on a related bill, H.Res. 825 (110th).
Nov 15, 2007
Passed House (Senate next)
The bill was passed in a vote in the House. It goes to the Senate next.
H.R. 3915 (110th) was a bill in the United States Congress.
A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
Bills numbers restart every two years. That means there are other bills with the number H.R. 3915. This is the one from the 110th Congress.
This bill was introduced in the 110th Congress, which met from Jan 4, 2007 to Jan 3, 2009. Legislation not enacted by the end of a Congress is cleared from the books.
How to cite this information.
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GovTrack.us. (2021). H.R. 3915 — 110th Congress: Mortgage Reform and Anti-Predatory Lending Act of 2007. Retrieved from https://www.govtrack.us/congress/bills/110/hr3915
“H.R. 3915 — 110th Congress: Mortgage Reform and Anti-Predatory Lending Act of 2007.” www.GovTrack.us. 2007. January 17, 2021 <https://www.govtrack.us/congress/bills/110/hr3915>
Mortgage Reform and Anti-Predatory Lending Act of 2007, H.R. 3915, 110th Cong..
|title=H.R. 3915 (110th)
|accessdate=January 17, 2021
|author=110th Congress (2007)
|date=October 22, 2007
|quote=Mortgage Reform and Anti-Predatory Lending Act of 2007
Where is this information from?
GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from Congress.gov, the official portal of the United States Congress. Congress.gov is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.