H.R. 3915 (110th): Mortgage Reform and Anti-Predatory Lending Act of 2007


Oct 22, 2007
110th Congress, 2007–2009

Died in a previous Congress

This bill was introduced in a previous session of Congress and was passed by the House on November 15, 2007 but was never passed by the Senate.


Bradley “Brad” Miller

Representative for North Carolina's 13th congressional district



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Last Updated: Dec 3, 2007
Length: 189 pages

About the bill

Full Title

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.

Read CRS summary >

Related Bills

Legislative action may be ocurring on one of these bills in lieu of or in parallel to action on this bill.

H.Res. 825 (rule)

Agreed To (Simple Resolution)
Nov 15, 2007

What is a bill?

The “H.R.” in “H.R. 3915” means this is a House of Representatives bill in the United States Congress. A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

The bill’s title was written by its sponsor.


Oct 22, 2007
Reported by Committee
Nov 6, 2007
Passed House
Nov 15, 2007
View Vote Result »


27 cosponsors (26D, 1R) (show)
Committee Assignments

The committee chair determines whether a bill will move past the committee stage.

Nov 15, 2007 2:31 p.m.
Failed 169/250
Nov 15, 2007 5:24 p.m.
Failed 172/249
Nov 15, 2007 5:29 p.m.
Failed 188/229
Nov 15, 2007 5:33 p.m.
Failed 168/245
Nov 15, 2007 6:12 p.m.
Passed 291/127

Links & tools

Primary Source

THOMAS.gov (The Library of Congress)

GovTrack gets most information from THOMAS, which is updated generally one day after events occur. Activity since the last update may not be reflected here. Data comes via the congress project.


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