Vote — Oct 9, 2015 1:24 p.m.
Oct 22, 2007
110th Congress, 2007–2009
This bill was introduced in a previous session of Congress and was passed by the House on November 15, 2007 but was never passed by the Senate.
Representative for North Carolina's 13th congressional district
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Last Updated: Dec 3, 2007
Length: 189 pages
To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.
TitleI - Residential Mortgage Loan OriginationSubtitleA - Licensing System for Residential Mortgage Loan OriginatorsEncourages the states, through the Conference of State Bank Supervisors and the American Association of Residential Mortgage ... Read more >
The bill’s title was written by its sponsor.
This is the first step in the legislative process.
Reported by Committee
A committee has issued a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.
Rules Change — Agreed To
This activity took place on a related bill, H.Res. 825 (110th).
The bill was passed in a vote in the House. It goes to the Senate next.
This is a House of Representatives bill in the United States Congress (indicated by the “H.R.” in “H.R. 3915”). A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
The committee chair determines whether a bill will move past the committee stage.
Click a format for a citation suggestion:
Civic Impulse. (2015). H.R. 3915 — 110th Congress: Mortgage Reform and Anti-Predatory Lending Act of 2007. Retrieved from https://www.govtrack.us/congress/bills/110/hr3915
“H.R. 3915 — 110th Congress: Mortgage Reform and Anti-Predatory Lending Act of 2007.” www.GovTrack.us. 2007. October 9, 2015 <https://www.govtrack.us/congress/bills/110/hr3915>
|title=H.R. 3915 (110th)
|accessdate=October 9, 2015
|author=110th Congress (2007)
|date=October 22, 2007
|quote=Mortgage Reform and Anti-Predatory Lending Act of 2007