H.R. 5449 (110th): No Discrimination in Health Insurance Act of 2008

Feb 14, 2008 (110th Congress, 2007–2009)
Died (Referred to Committee) in a previous session of Congress

This bill was introduced on February 14, 2008, in a previous session of Congress, but was not enacted.

Feb 14, 2008
Steve Kagen
Representative for Wisconsin's 8th congressional district
Read Text »
Last Updated
Feb 14, 2008
13 pages
Related Bills
H.R. 1092 (111th) was a re-introduction of this bill in a later Congress.

Referred to Committee
Last Action: Feb 13, 2009

Full Title

To amend the Employee Retirement Income Security Act of 1974, Public Health Service Act, and the Internal Revenue Code of 1986 to prohibit discrimination in group health coverage and individual health insurance coverage.


No summaries available.

Primary Source

THOMAS.gov (The Library of Congress)

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H.R. stands for House of Representatives bill.

A bill must be passed by both the House and Senate in identical form and then be signed by the president to become law.

The bill’s title was written by its sponsor.

GovTrack’s Bill Summary

We don’t have a summary available yet.

Library of Congress Summary

The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

No Discrimination in Health Insurance Act of 2008 - Amends the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code, and the Public Health Service Act to prohibit a group health plan from imposing any preexisting conditions exclusion.
Requires each health insurance issuer that offers health insurance coverage in the group market in a state to: (1) accept every employer in the state that applies for such coverage; (2) accept enrollment for every eligible individual who applies during the enrollment period; (3) charge the same premium price for the same coverage; and (4) openly disclose such premium price.
Eliminates provisions allowing nonfederal governmental plans to opt out of certain group health plan requirements.
Prohibits health insurance issuers that offer coverage in the individual market to individuals residing in an area from:
(1) declining to offer such coverage to, or denying enrollment of, eligible individuals in the area who desire to enroll; or
(2) imposing any preexisting conditions exclusion.
Defines "eligible individual" to mean:
(1) a U.S. citizen or national;
(2) an alien lawfully admitted to the United States for permanent residence; or
(3) an alien who is otherwise lawfully residing in the United States. Requires such issuers to:
(1) charge the same premium price for the same coverage, including coverage offered in the group market; and
(2) openly disclose such premium price.
Authorizes the Secretary of Health and Human Services to establish rules to deter individuals from: (1) enrolling in individual health insurance coverage only after they develop an illness or injury; or (2) disenrolling for periods in which they are unlikely to require such coverage.

House Republican Conference Summary

The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.

No summary available.

House Democratic Caucus Summary

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