To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes.
The bill’s titles are written by its sponsor.
Feb 8, 2007
110th Congress, 2007–2009
Died in a previous Congress
This bill was introduced on February 8, 2007, in a previous session of Congress, but was not enacted.
Representative for New York's 14th congressional district
Read Text »
Last Updated: Feb 8, 2007
Length: 12 pages
Earlier Version — Introduced
This activity took place on a related bill, H.R. 3449 (109th).
Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.
Reintroduced Bill — Introduced
This activity took place on a related bill, H.R. 1456 (111th).
H.R. 946 (110th) was a bill in the United States Congress.
A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
This bill was introduced in the 110th Congress, which met from Jan 4, 2007 to Jan 3, 2009. Legislation not enacted by the end of a Congress is cleared from the books.
How to cite this information.
We recommend the following MLA-formatted citation when using the information you see here in academic work:
Civic Impulse. (2017). H.R. 946 — 110th Congress: Consumer Overdraft Protection Fair Practices Act. Retrieved from https://www.govtrack.us/congress/bills/110/hr946
“H.R. 946 — 110th Congress: Consumer Overdraft Protection Fair Practices Act.” www.GovTrack.us. 2007. July 24, 2017 <https://www.govtrack.us/congress/bills/110/hr946>
|title=H.R. 946 (110th)
|accessdate=July 24, 2017
|author=110th Congress (2007)
|date=February 8, 2007
|quote=Consumer Overdraft Protection Fair Practices Act
Where is this information from?
GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from Congress.gov, the official portal of the United States Congress. Congress.gov is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.