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Feb 8, 2007
110th Congress, 2007–2009
This bill was introduced on February 8, 2007, in a previous session of Congress, but was not enacted.
Representative for New York's 14th congressional district
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Last Updated: Feb 8, 2007
Length: 12 pages
To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes.
The bill’s title was written by its sponsor.
Earlier Version — Introduced
This activity took place on a related bill, H.R. 3449 (109th).
This is the first step in the legislative process.
Reintroduced Bill — Introduced
This activity took place on a related bill, H.R. 1456 (111th).
This is a House of Representatives bill in the United States Congress (indicated by the “H.R.” in “H.R. 946”). A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
The committee chair determines whether a bill will move past the committee stage.
There have been no roll call votes related to this bill.
Legislative action may be ocurring on one of these bills in lieu of or in parallel to action on this bill.
Referred to Committee
Last Action: Jul 27, 2005
Referred to Committee
Last Action: Mar 12, 2009
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Click a format for a citation suggestion:
Civic Impulse. (2016). H.R. 946 — 110th Congress: Consumer Overdraft Protection Fair Practices Act. Retrieved from https://www.govtrack.us/congress/bills/110/hr946
“H.R. 946 — 110th Congress: Consumer Overdraft Protection Fair Practices Act.” www.GovTrack.us. 2007. February 10, 2016 <https://www.govtrack.us/congress/bills/110/hr946>
|title=H.R. 946 (110th)
|accessdate=February 10, 2016
|author=110th Congress (2007)
|date=February 8, 2007
|quote=Consumer Overdraft Protection Fair Practices Act