To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes.
The bill’s titles are written by its sponsor.
Feb 8, 2007
110th Congress, 2007–2009
Died in a previous Congress
This bill was introduced on February 8, 2007, in a previous session of Congress, but was not enacted.
Representative for New York's 14th congressional district
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Last Updated: Feb 8, 2007
Length: 12 pages
Earlier Version — Introduced
This activity took place on a related bill, H.R. 3449 (109th).
This is the first step in the legislative process.
Reintroduced Bill — Introduced
This activity took place on a related bill, H.R. 1456 (111th).
H.R. 946 (110th) was a bill in the United States Congress.
A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
This bill was introduced in the 110th Congress, which met from Jan 4, 2007 to Jan 3, 2009. Legislation not enacted by the end of a Congress is cleared from the books.
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Civic Impulse. (2017). H.R. 946 — 110th Congress: Consumer Overdraft Protection Fair Practices Act. Retrieved from https://www.govtrack.us/congress/bills/110/hr946
“H.R. 946 — 110th Congress: Consumer Overdraft Protection Fair Practices Act.” www.GovTrack.us. 2007. February 25, 2017 <https://www.govtrack.us/congress/bills/110/hr946>
|title=H.R. 946 (110th)
|accessdate=February 25, 2017
|author=110th Congress (2007)
|date=February 8, 2007
|quote=Consumer Overdraft Protection Fair Practices Act
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