H.R. 1456 (111th): Consumer Overdraft Protection Fair Practices Act

Introduced:

Mar 12, 2009
111th Congress, 2009–2010

Status:
Died in a previous Congress

This bill was introduced on March 12, 2009, in a previous session of Congress, but was not enacted.

Sponsor:

Carolyn Maloney

Representative for New York's 14th congressional district

Democrat

Text:

Read Text »
Last Updated: Mar 12, 2009
Length: 12 pages

About the bill

Full Title

To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes.

The bill’s title was written by its sponsor.

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History

Mar 12, 2009
 
Introduced

This is the first step in the legislative process.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Details

Cosponsors
16 cosponsors (16D) (show)
Committee Assignments

The committee chair determines whether a bill will move past the committee stage.

Votes

There have been no roll call votes related to this bill.

Related Bills

Legislative action may be ocurring on one of these bills in lieu of or in parallel to action on this bill.

H.R. 946 (110th) was a previous version of this bill.

Referred to Committee
Last Action: Feb 8, 2007

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Links & tools

Primary Source

Congress.gov

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