H.R. 1728 (111th): Mortgage Reform and Anti-Predatory Lending Act


Mar 26, 2009
111th Congress, 2009–2010

Died in a previous Congress

This bill was introduced in a previous session of Congress and was passed by the House on May 7, 2009 but was never passed by the Senate.


Bradley “Brad” Miller

Representative for North Carolina's 13th congressional district



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Last Updated: May 12, 2009
Length: 216 pages

About the bill

Full Title

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes.

Summary (CRS)

5/7/2009--Passed House amended.Mortgage Reform and Anti-Predatory Lending Act - TitleI - Residential Mortgage Loan Origination StandardsSection102 - Amends the Truth in Lending Act (TILA) to prescribe fiduciary standards for originators ... Read more >

The bill’s title was written by its sponsor.


Mar 26, 2009

This is the first step in the legislative process.

Apr 29, 2009
Reported by Committee

A committee has issued a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

May 7, 2009
Passed House

The bill was passed in a vote in the House. It goes to the Senate next.

This is a House of Representatives bill in the United States Congress (indicated by the “H.R.” in “H.R. 1728”). A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.


11 cosponsors (11D) (show)
Committee Assignments

The committee chair determines whether a bill will move past the committee stage.

May 7, 2009 2:45 p.m.
Agreed to 245/176
May 7, 2009 2:53 p.m.
Failed 171/252
May 7, 2009 3:03 p.m.
Failed 167/259
May 7, 2009 3:11 p.m.
Failed 171/255
May 7, 2009 3:43 p.m.
Passed 300/114

Links & tools

Primary Source

THOMAS.gov (The Library of Congress)

GovTrack gets most information from THOMAS, which is updated generally one day after events occur. Activity since the last update may not be reflected here. Data comes via the congress project.


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