H.R. 3959 (111th): Credit Card Rate Freeze Act of 2009


Oct 28, 2009
111th Congress, 2009–2010

Died in a previous Congress

This bill was introduced on October 28, 2009, in a previous session of Congress, but was not enacted.


Betsy Markey

Representative for Colorado's 4th congressional district



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Last Updated: Oct 28, 2009
Length: 3 pages

About the bill

Full Title

To establish a moratorium on credit card interest rate increases, and for other purposes.

Summary (CRS)

Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from: (1) increasing any annual percentage rate (APR), fee, or finance charge applicable to ... Read more >

The bill’s title was written by its sponsor.


Oct 28, 2009

This is the first step in the legislative process.

This is a House of Representatives bill in the United States Congress (indicated by the “H.R.” in “H.R. 3959”). A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.


3 cosponsors (3D) (show)
Committee Assignments

The committee chair determines whether a bill will move past the committee stage.


There have been no roll call votes related to this bill.

Related Bills

Legislative action may be ocurring on one of these bills in lieu of or in parallel to action on this bill.

S. 1927 (Related)
Credit Card Rate Freeze Act of 2009

Reported by Committee
Last Action: Oct 27, 2009

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Links & tools

Primary Source

THOMAS.gov (The Library of Congress)

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