H. R. 4019
IN THE HOUSE OF REPRESENTATIVES
November 4, 2009
Mr. Deal of Georgia (for himself, Mr. Burgess, Mr. Buyer, and Mr. Blunt) introduced the following bill; which was referred to the Committee on Energy and Commerce
To amend the Public Health Service Act to limit preexisting condition exclusions in the individual health insurance market to those permitted in the group health insurance market.
Limiting preexisting condition exclusions in the individual health insurance market to those permitted in the group health insurance market
Section 2741 of the Public Health Service Act (42 U.S.C. 300gg–41) is amended—
by redesignating the second subsection (e) (relating to market requirements) and subsection (f) as subsections (f) and (g), respectively; and
by adding at the end the following new subsection:
Application of group health insurance limitations on imposition of preexisting condition exclusions
A health insurance issuer that provides individual health insurance coverage may impose a preexisting condition exclusion (as defined in subsection (b)(1)(A) of section 2701) with respect to such coverage only to the extent the issuer may impose such a condition if such coverage were group health insurance coverage under such section.
Section 2744(a)(1) of such Act (42 U.S.C.
300gg–44(a)(1)) is amended by inserting
(other than subsection
The amendments made by this section shall apply with respect to health insurance coverage offered, sold, issued, renewed, in effect, or operated in the individual market beginning after the end of the 6th calendar month beginning after the date of the enactment of this Act.