skip to main content

H.R. 4173 (111th): Dodd-Frank Wall Street Reform and Consumer Protection Act

About the bill

Source: Wikipedia

The Dodd–Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111–203, H.R. 4173, commonly referred to as Dodd–Frank) was signed into United States federal law by US President Barack Obama on July 21, 2010. Passed in response to the 2008 global financial crisis, the Act brought the most significant changes to financial regulation in the nation since the regulatory reform that came following the Great Recession. It made changes in the American financial regulatory environment affecting all federal financial regulatory agencies and almost every part of the nation's financial services industry.

The law was initially proposed by the Obama administration in June 2009, when the White House sent several proposed bills to Congress. The legislation was introduced in the House in July 2009. On December 2, 2009, revised versions …

Sponsor and status

Barney Frank

Sponsor. Representative for Massachusetts's 4th congressional district. Democrat.

Read Text »
Last Updated: Jul 15, 2010
Length: 848 pages
Dec 2, 2009
111th Congress (2009–2010)

Enacted — Signed by the President on Jul 21, 2010

This bill was enacted after being signed by the President on July 21, 2010.

Pub.L. 111-203

Incorporated legislation

This bill incorporates provisions from:

H.R. 1728: Mortgage Reform and Anti-Predatory Lending Act

Passed House (Senate next) on May 7, 2009. 67% incorporated. (compare text)

H.R. 3126: Consumer Financial Protection Agency Act of 2009

Ordered Reported on Oct 22, 2009. 41% incorporated. (compare text)

H.R. 3996: Financial Stability Improvement Act of 2009

Ordered Reported on Dec 2, 2009. 25% incorporated. (compare text)

H.R. 3795: Over-the-Counter Derivatives Markets Act of 2009

Ordered Reported on Oct 15, 2009. 38% incorporated. (compare text)

S. 3258: Modernizing and Strengthening Investor Protection Act of 2010

Introduced on Apr 26, 2010. 48% incorporated. (compare text)

S. 1682: Derivatives Market Manipulation Prevention Act of 2009

Introduced on Sep 17, 2009. 56% incorporated. (compare text)


Dec 2, 2009

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

Dec 11, 2009
Passed House (Senate next)

The bill was passed in a vote in the House. It goes to the Senate next.

May 20, 2010
Passed Senate with Changes (back to House)

The Senate passed the bill with changes not in the House version and sent it back to the House to approve the changes.

May 27, 2010
Text Published

Updated bill text was published as of Public Print.

Jun 30, 2010
Conference Report Agreed to by House (Senate next)

A conference committee was formed, comprising members of both the House and Senate, to resolve the differences in how each chamber passed the bill. The House approved the committee's report proposing the final form of the bill for consideration in both chambers. The Senate must also approve the conference report.

Jul 15, 2010
Conference Report Agreed to by Senate

The bill was passed by both chambers in identical form. It goes to the President next who may sign or veto the bill.

Jul 21, 2010
Enacted — Signed by the President

The President signed the bill and it became law.

H.R. 4173 (111th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number H.R. 4173. This is the one from the 111th Congress.

This bill was introduced in the 111th Congress, which met from Jan 6, 2009 to Dec 22, 2010. Legislation not passed by the end of a Congress is cleared from the books.

How to cite this information.

We recommend the following MLA-formatted citation when using the information you see here in academic work:

“H.R. 4173 — 111th Congress: Dodd-Frank Wall Street Reform and Consumer Protection Act.” 2009. June 2, 2023 <>

Where is this information from?

GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from, the official portal of the United States Congress. is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.