H. R. 4376
IN THE HOUSE OF REPRESENTATIVES
December 16, 2009
Mr. Israel (for himself, Mr. Frank of Massachusetts, Ms. Baldwin, Mr. Polis of Colorado, Mr. Serrano, Mr. Moran of Virginia, Mr. Hastings of Florida, Mr. Grijalva, Mr. Towns, Mr. Ackerman, Mr. Weiner, Mr. Gutierrez, Mr. Honda, Mr. Capuano, Ms. Speier, Mr. Crowley, Ms. Pingree of Maine, Mr. Nadler of New York, Ms. Watson, Mrs. Maloney, Mr. Quigley, Mr. Sablan, Ms. Sutton, Mr. Sherman, Mrs. Capps, Ms. Berkley, Ms. Linda T. Sánchez of California, Mr. Peters, Ms. Zoe Lofgren of California, Mr. Waxman, Ms. Lee of California, Ms. Wasserman Schultz, Mr. Engel, Mr. Olver, Mr. Andrews, Mr. Hinchey, Mr. Luján, Mr. Kennedy, Mr. Wu, Ms. Clarke, Ms. Chu, Mr. McGovern, Mr. Clay, Mr. Tonko, and Mr. Murphy of Connecticut) introduced the following bill; which was referred to the Committee on Financial Services
To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit.
This Act may be cited as the
Freedom from Discrimination in Credit
Act of 2009.
Prohibition against discrimination on account of sexual orientation or gender identity
Subsection (a)(1) of section 701 of the Equal Credit Opportunity Act (15 U.S.C. 1691) is amended—
on the basis of race, color, religion, national origin, sex or marital
on the basis of race, color, religion, national origin, sex, sexual
orientation, gender identity, or marital status,.
Section 702 of the Equal Credit Opportunity Act (15 U.S.C. 1691a) is amended—
by striking subsections (f) and (g); and
by inserting after subsection (e) the following new subsections:
gender identity means the gender-related identity, appearance,
or mannerisms or other gender-related characteristics of an individual, with or
without regard to the individual’s designated sex at birth.
person means a natural person, a corporation, government or
governmental subdivision or agency, trust, estate, partnership, cooperative, or
sexual orientation means homosexuality, heterosexuality, or
Any reference to any requirement imposed under this title or any provision of this title shall be deemed to include a reference to the regulations of the Board under this title or the provision of this title in question.