H.R. 4757 (111th): Health Insurance Rate Authority Act of 2010

Mar 04, 2010 (111th Congress, 2009–2010)
Died (Referred to Committee)
Janice “Jan” Schakowsky
Representative for Illinois's 9th congressional district
Read Text »
Last Updated
Mar 04, 2010
12 pages
Related Bills
S. 3078 (identical)

Referred to Committee
Last Action: Mar 04, 2010


This bill was introduced on March 4, 2010, in a previous session of Congress, but was not enacted.

Introduced Mar 04, 2010
Referred to Committee Mar 04, 2010
Full Title

To provide for the establishment of a Health Insurance Rate Authority to establish limits on premium rating, and for other purposes.


No summaries available.

Primary Source

THOMAS.gov (The Library of Congress)

GovTrack gets most information from THOMAS, which is updated generally one day after events occur. Activity since the last update may not be reflected here. Data comes via the congress project.


Get a bill status widget for your website »


Click a format for a citation suggestion:


H.R. stands for House of Representatives bill.

A bill must be passed by both the House and Senate in identical form and then be signed by the president to become law.

The bill’s title was written by its sponsor.

GovTrack’s Bill Summary

We don’t have a summary available yet.

Library of Congress Summary

The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

Health Insurance Rate Authority Act of 2010 - Amends the Public Health Service Act to require the Secretary of Health and Human Services (HHS) to establish a uniform process for the review of potentially unreasonable increases in rates for health insurance coverage, including premiums.
Directs the Secretary to establish a Health Insurance Rate Authority to advise and make recommendations to the Secretary.
Sets forth corrective actions for unreasonable increases in rates.
Requires the Secretary to ensure that the National Association of Insurance Commissioners or other appropriate body will provide to the Secretary and the Authority a report on:
(1) state authority to review rates and take corrective action;
(2) rating requests received by a state and actions taken;
(3) justifications by insurance issuers for rate requests; and
(4) a recommended definition of unreasonable rate increase.
Requires the Secretary to determine for which states:
(1) the state insurance commissioner will review rate increases and take corrective action; and
(2) the Secretary will undertake such actions based on the Secretary's determination that such states lack sufficient authority and capability.
Directs the Secretary to develop a uniform data collection system for new and increased rate information.
Requires the Authority to produce annually a single, aggregate report on insurance market behavior.
Directs states, as a condition of receiving a grant under this Act, to provide the Secretary with information about trends in rate increases in health insurance coverage in premium rating areas in the state.
Requires the Secretary to carry out a program to award grants to states to carry out this Act.
Authorizes the Secretary to enforce this Act if a state does not substantially enforce its provisions. Establishes civil penalties for violations.

House Republican Conference Summary

The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.

No summary available.

House Democratic Caucus Summary

The House Democratic Caucus does not provide summaries of bills.

So, yes, we display the House Republican Conference’s summaries when available even if we do not have a Democratic summary available. That’s because we feel it is better to give you as much information as possible, even if we cannot provide every viewpoint.

We’ll be looking for a source of summaries from the other side in the meanwhile.

Use the comment space below for discussion of the merits of H.R. 4757 (111th) with other GovTrack users.
Your comments are not read by Congressional staff.

comments powered by Disqus