H.R. 627 (111th): Credit Card Accountability Responsibility and Disclosure Act of 2009

The Credit Card Accountability Responsibility and Disclosure Act of 2009 or Credit CARD Act of 2009 is a federal statute passed by the United States Congress and signed by President Barack Obama on May 22, 2009. It is comprehensive credit card reform legislation that aims "...to establish fair and transparent practices relating to the extension of credit under an open ...


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Jan 22, 2009
111th Congress, 2009–2010


Enacted — Signed by the President on May 22, 2009

This bill was enacted after being signed by the President on May 22, 2009.


Pub.L. 111-24


Carolyn Maloney

Representative for New York's 14th congressional district



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Last Updated: Aug 24, 2010
Length: 33 pages


Jan 22, 2009

This is the first step in the legislative process.

Apr 22, 2009
Reported by Committee

A committee has issued a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

Apr 30, 2009
Passed House

The bill was passed in a vote in the House. It goes to the Senate next.

May 19, 2009
Passed Senate with Changes

The Senate passed the bill with changes not in the House version and sent it back to the House to approve the changes.

May 22, 2009
Enacted — Signed by the President

The President signed the bill and it became law.

Aug 24, 2010
Text Published

Updated bill text was published as of Passed Congress/Enrolled Bill.

H.R. 627 (111th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

This bill was introduced in the 111th Congress, which met from Jan 6, 2009 to Dec 22, 2010. Legislation not enacted by the end of a Congress is cleared from the books.

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“H.R. 627 — 111th Congress: Credit Card Accountability Responsibility and Disclosure Act of 2009.” www.GovTrack.us. 2009. October 23, 2016 <https://www.govtrack.us/congress/bills/111/hr627>

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