S. 414 (111th): Credit Card Accountability Responsibility and Disclosure Act of 2009


Feb 11, 2009
111th Congress, 2009–2010

Enacted as H.R. 627 (companion bill)

Christopher Dodd

Senator from Connecticut



Read Text »
Last Updated: Apr 29, 2009
Length: 114 pages

See Instead:

H.R. 627 (same title)
Enacted — Signed by the President — May 22, 2009

About the bill

Full Title

A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes.

Summary (CRS)

4/29/2009--Reported to Senate amended.Credit Card Accountability Responsibility and Disclosure Act of 2009 or the Credit CARD Act of 2009 - Section3 - States that this Act shall become effective nine ... Read more >

The bill’s title was written by its sponsor.


Feb 11, 2009

This is the first step in the legislative process.

Mar 31, 2009
Reported by Committee

A committee has issued a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

This is a Senate bill in the United States Congress (indicated by the “S.” in “S. 414”). A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.


21 cosponsors (20D, 1I) (show)
Committee Assignments

The committee chair determines whether a bill will move past the committee stage.


There have been no roll call votes related to this bill.

Related Bills

Legislative action may be ocurring on one of these bills in lieu of or in parallel to action on this bill.

S. 3252 (110th) was a previous version of this bill.

Referred to Committee
Last Action: Jul 10, 2008

H.R. 627 (identical)

Enacted — Signed by the President
May 22, 2009

Search for similar bills.

Links & tools

Primary Source

THOMAS.gov (The Library of Congress)

GovTrack gets most information from THOMAS, which is updated generally one day after events occur. Activity since the last update may not be reflected here. Data comes via the congress project.


Click a format for a citation suggestion: