S. 3323 (112th): Military Family Home Protection Act

Jun 20, 2012 (112th Congress, 2011–2013)
Died (Referred to Committee)
See Instead:

H.R. 5747 (same title)
Reported by Committee — Jul 11, 2012

John “Jay” Rockefeller IV
Senior Senator from West Virginia
Read Text »
Last Updated
Jun 20, 2012
9 pages
Related Bills
H.R. 5747 (identical)

Reported by Committee
Last Action: Jul 11, 2012

H.R. 4310 (Related)
National Defense Authorization Act for Fiscal Year 2013

Signed by the President
Jan 02, 2013


This bill was introduced on June 20, 2012, in a previous session of Congress, but was not enacted.

Introduced Jun 20, 2012
Referred to Committee Jun 20, 2012
Full Title

A bill to amend the Servicemembers Civil Relief Act to improve the protections for servicemembers against mortgage foreclosures, and for other purposes.


No summaries available.

2 cosponsors (2D) (show)

Senate Veterans' Affairs

The committee chair determines whether a bill will move past the committee stage.

Primary Source

THOMAS.gov (The Library of Congress)

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S. stands for Senate bill.

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The bill’s title was written by its sponsor.

GovTrack’s Bill Summary

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Library of Congress Summary

The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

Military Family Home Protection Act - Amends the Servicemembers Civil Relief Act to allow a court, in an action to enforce an obligation on real or personal property secured by a mortgage against a servicemember on active duty, a totally disabled veteran, or the surviving spouse of a member who died during military service, to either:
(1) stay the proceedings for a period of time as justice and equity require, or
(2) adjust the obligation to preserve the interests of all parties.
Prohibits the sale, foreclosure, or seizure of the subject property for the service period, as well as the 12-month period after:
(1) the servicemember is discharged or redeployed from a contingency operation,
(2) the veteran is retired, or
(3) the death of the servicemember (in the case of a surviving spouse).
Increases the civil penalties for violations of the sale or foreclosure prohibitions.
Prohibits an individual from being denied or refused credit solely by reason of eligibility for relief under this Act.
Requires each lending institution acting as a creditor to such servicemember, veteran, or surviving spouse to designate an employee responsible for ensuring the institution's compliance with the requirements of this Act. Requires any such institution that had prior annual assets of $10 billion or more to maintain on its primary website a toll-free number for information with respect to the protections afforded under this Act.

House Republican Conference Summary

The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.

No summary available.

House Democratic Caucus Summary

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