S. 3522 (112th): Responsible Homeowner Refinancing Act of 2012


Sep 10, 2012
112th Congress, 2011–2013

Died in a previous Congress

This bill was introduced on September 11, 2012, in a previous session of Congress, but was not enacted.


Robert “Bob” Menéndez

Senator from New Jersey



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Last Updated: Sep 11, 2012
Length: 12 pages

About the bill

Full Title

A bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation.

Summary (CRS)

9/10/2012--Introduced.Responsible Homeowner Refinancing Act of 2012 - Requires the Federal National Mortgage Association (Fannie Mae) and Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or GSEs), in carrying ... Read more >

The bill’s title was written by its sponsor.


Sep 10, 2012

This is the first step in the legislative process.

Sep 11, 2012
Reported by Committee

A committee has issued a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

This is a Senate bill in the United States Congress (indicated by the “S.” in “S. 3522”). A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.


22 cosponsors (21D, 1I) (show)

There have been no roll call votes related to this bill.

Related Bills

Legislative action may be ocurring on one of these bills in lieu of or in parallel to action on this bill.

S. 249 (113th) was a re-introduction of this bill in a later Congress.

Referred to Committee
Last Action: Feb 7, 2013

H.R. 6428 (identical)

Referred to Committee
Last Action: Sep 14, 2012

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Links & tools

Primary Source

THOMAS.gov (The Library of Congress)

GovTrack gets most information from THOMAS, which is updated generally one day after events occur. Activity since the last update may not be reflected here. Data comes via the congress project.


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