To amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction.
The bill’s titles are written by its sponsor.
Sponsor and status
Sponsor. Representative for Michigan's 2nd congressional district. Republican.
Last Updated: Mar 12, 2013
Length: 4 pages
113th Congress (2013–2015)
This bill was introduced on March 12, 2013, in a previous session of Congress, but it did not receive a vote.
Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).
67 Cosponsors (55 Republicans, 12 Democrats)
What legislators are saying
“Clay Cosponsors Consumer Mortgage Choice Act, Bipartisan Amendment to Dodd-Frank Act Would Expand Access to Affordable Mortgage Credit While Safeguarding Consumers”
— Rep. Lacy Clay [D-MO1, 2001-2020] (Co-sponsor) on Mar 28, 2013
Mar 29, 2012
Earlier Version — Introduced
This activity took place on a related bill, H.R. 4323 (112th).
Mar 12, 2013
Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.
H.R. 1077 (113th) was a bill in the United States Congress.
A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
Bills numbers restart every two years. That means there are other bills with the number H.R. 1077. This is the one from the 113th Congress.
This bill was introduced in the 113th Congress, which met from Jan 3, 2013 to Jan 2, 2015. Legislation not passed by the end of a Congress is cleared from the books.
How to cite this information.
We recommend the following MLA-formatted citation when using the information you see here in academic work:
GovTrack.us. (2022). H.R. 1077 — 113th Congress: Consumer Mortgage Choice Act. Retrieved from https://www.govtrack.us/congress/bills/113/hr1077
“H.R. 1077 — 113th Congress: Consumer Mortgage Choice Act.” www.GovTrack.us. 2013. May 19, 2022 <https://www.govtrack.us/congress/bills/113/hr1077>
Consumer Mortgage Choice Act, H.R. 1077, 113th Cong. (2013).
|title=H.R. 1077 (113th)
|accessdate=May 19, 2022
|author=113th Congress (2013)
|date=March 12, 2013
|quote=Consumer Mortgage Choice Act
Where is this information from?
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