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H.R. 4183 (113th): Empowering States’ Rights To Protect Consumers Act of 2014

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The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

3/6/2014--Introduced. Empowering States' Rights To Protect Consumers Act of 2014 - Amends the Truth In Lending Act to limit the annual percentage rate (APR) applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.