IN THE SENATE OF THE UNITED STATES
June 13, 2013
Mrs. Murray introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit.
This Act may be cited as the
Freedom from Discrimination in Credit
Act of 2013
Prohibition against discrimination on account of sexual orientation or gender identity
Subsection (a)(1) of section 701 of the Equal Credit Opportunity Act ( 15 U.S.C. 1691 ) is amended—
on the basis of race, color, religion, national origin, sex or marital
on the basis of race, color, religion, national origin, sex, sexual
orientation, gender identity, or marital status,.
Section 702 of the Equal Credit Opportunity Act ( 15 U.S.C. 1691a ) is amended—
by striking subsections (f) and (g); and
by inserting after subsection (e) the following new subsections:
The term gender identity means the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual, with or without regard to the individual’s designated sex at birth.
The term person means a natural person, a corporation, government or governmental subdivision or agency, trust, estate, partnership, cooperative, or association.
The term sexual orientation means homosexuality, heterosexuality, or bisexuality.
Any reference to any requirement imposed under this title or any provision of this title shall be deemed to include a reference to the regulations of the Board under this title or the provision of this title in question.