H.R. 123: FHA Alternative Credit Pilot Program Reauthorization Act of 2015

To extend the pilot program under section 258 of the National Housing Act that establishes an automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages.

The bill’s titles are written by its sponsor.

The federal budget process occurs in two stages: appropriations, which set overall spending limits by agency or program, and authorizations, which direct how federal funds should (or should not) be used. Appropriation and authorization provisions are typically made for single fiscal years. A reauthorization bill like this one renews the authorizations of an expiring law.

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Jan 6, 2015


Referred to Committee on Jan 6, 2015

This bill was assigned to a congressional committee on January 6, 2015, which will consider it before possibly sending it on to the House or Senate as a whole.


Al Green

Representative for Texas's 9th congressional district



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Last Updated: Jan 6, 2015
Length: 2 pages


1% chance of being enacted according to PredictGov (details)


Jan 6, 2015

This is the first step in the legislative process.

Reported by Committee

Passed House

Passed Senate

Signed by the President

H.R. 123 is a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

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“H.R. 123 — 114th Congress: FHA Alternative Credit Pilot Program Reauthorization Act of 2015.” www.GovTrack.us. 2015. October 20, 2016 <https://www.govtrack.us/congress/bills/114/hr123>

Where is this information from?

GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from Congress.gov, the official portal of the United States Congress. Congress.gov is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.