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H.R. 1565 (114th): Protecting Consumers from Unreasonable Credit Rates Act of 2015

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To amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.

The bill’s titles are written by its sponsor.

Sponsor and status

Photo of sponsor Matthew “Matt” Cartwright

Matthew “Matt” Cartwright

Sponsor. Representative for Pennsylvania's 17th congressional district. Democrat.

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Last Updated: Mar 24, 2015
Length: 9 pages
Introduced
Mar 24, 2015
114th Congress (2015–2017)
Status
Died in a previous Congress

This bill was introduced on March 24, 2015, in a previous session of Congress, but it did not receive a vote.

Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).

Cosponsors

26 Cosponsors (26 Democrats)

Source
Congress.gov

History

Jul 17, 2014
 
Earlier Version — Introduced

This activity took place on a related bill, H.R. 5130 (113th).
Mar 24, 2015
 
Introduced

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

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Sep 13, 2017
 
Reintroduced Bill — Introduced

This activity took place on a related bill, H.R. 3760 (115th).

H.R. 1565 (114th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number H.R. 1565. This is the one from the 114th Congress.

This bill was introduced in the 114th Congress, which met from Jan 6, 2015 to Jan 3, 2017. Legislation not passed by the end of a Congress is cleared from the books.

How to cite this information.

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“H.R. 1565 — 114th Congress: Protecting Consumers from Unreasonable Credit Rates Act of 2015.” www.GovTrack.us. 2015. January 27, 2023 <https://www.govtrack.us/congress/bills/114/hr1565>

Where is this information from?

GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from Congress.gov, the official portal of the United States Congress. Congress.gov is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.