About the bill
H.R. 1304 clarifies that federal regulators cannot redefine “stop-loss” insurance as “health insurance coverage” under federal law. Specifically, the legislation amends the Employee Retirement Income Security Act of 1974 (ERISA), the Public Health Service Act (PHSA), and the Internal Revenue Code (Code) to continue allowing employers to utilize stop-loss insurance coverage, a financial risk-management tool, when offering employees health care coverage through a self-funded plan. The bill does not restrict the regulation of stop-loss insurance at the state level.
An employer who self-funds provides for employees’ medical costs by paying providers directly or reimbursing employees as claims arise. This occurs instead of paying a fixed premium to an insurance company. In these circumstances, a trust is typically set up to fund such claims. Self-insured employers are responsible for employees’ health …
Sponsor and status
115th Congress (2017–2019)
This bill was introduced in a previous session of Congress and was passed by the House on April 5, 2017 but was never passed by the Senate.
Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).
7 Cosponsors (7 Republicans)
History
|
Mar 18, 2015
|
|
Earlier Version —
Introduced
This activity took place on a related bill, H.R. 1423 (114th). |
|
Mar 2, 2017
|
|
Introduced
Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber. |
|
Mar 8, 2017
|
|
Ordered Reported
A committee has voted to issue a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee. |
|
Mar 20, 2017
|
|
Reported by House Committee on Education and the Workforce
A committee issued a report on the bill, which often provides helpful explanatory background on the issue addressed by the bill and the bill's intentions. |
|
Apr 5, 2017
|
|
Passed House (Senate next)
The bill was passed in a vote in the House. It goes to the Senate next. |
H.R. 1304 (115th) was a bill in the United States Congress.
A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
Bills numbers restart every two years. That means there are other bills with the number H.R. 1304. This is the one from the 115th Congress.
This bill was introduced in the 115th Congress, which met from Jan 3, 2017 to Jan 3, 2019. Legislation not passed by the end of a Congress is cleared from the books.
How to cite this information.
We recommend the following MLA-formatted citation when using the information you see here in academic work:
“H.R. 1304 — 115th Congress: Self-Insurance Protection Act.” www.GovTrack.us. 2017. October 1, 2023 <https://www.govtrack.us/congress/bills/115/hr1304>
- show another citation format:
- APA
- Blue Book
- Wikipedia Template
Where is this information from?
GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from Congress.gov, the official portal of the United States Congress. Congress.gov is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.
