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H.R. 1522 (115th): Fair Lending Discovery Clarification Act of 2017

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The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress, and was published on Mar 13, 2017.


Fair Lending Discovery Clarification Act of 2017

This bill amends the statute of limitations for civil liability under the Equal Credit Opportunity Act and the Fair Housing Act to: (1) extend the period for an aggrieved person to bring an equal credit action to five years after the applicant knows or has notice that the applicant was a victim of discrimination (currently, five years after the violation); and (2) specify that the two-year period for an aggrieved person to bring a fair housing action excludes any time during which the aggrieved person did not know or have notice of the existence of the discriminatory housing practice or the breach of the conciliation agreement.