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H.R. 1635: Empowering Students Through Enhanced Financial Counseling Act

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About the bill

Source: Republican Policy Committee

H.R. 1635 amends the loan counseling requirements under the Higher Education Act of 1965 to promote greater financial literacy in the following ways:

  • Ensuring borrowers who participate in the federal loan program receive interactive counseling each year that reflects their individual borrowing situation before they accept their loan;
  • Providing awareness about the financial obligations students and parents are accumulating by requiring borrowers to consent each year before receiving federal student loans;
  • Informing low-income students about the terms and conditions of the Pell Grant program through annual counseling that will ...

Sponsor and status

Brett Guthrie

Sponsor. Representative for Kentucky's 2nd congressional district. Republican.

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Last Updated: Sep 6, 2018
Length: 24 pages

Mar 20, 2017


Passed House (Senate next) on Sep 5, 2018

This bill passed in the House on September 5, 2018 and goes to the Senate next for consideration.


74% chance of being enacted according to Skopos Labs (details)


Mar 20, 2017

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

Aug 28, 2018
On House Schedule

The House indicated that this bill would be considered in the week ahead.

Sep 5, 2018
Passed House (Senate next)

The bill was passed in a vote in the House. It goes to the Senate next.

If this bill has further action, the following steps may occur next:
Passed Senate

Signed by the President

H.R. 1635 is a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

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“H.R. 1635 — 115th Congress: Empowering Students Through Enhanced Financial Counseling Act.” 2017. November 16, 2018 <>

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