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H.R. 1635 (115th): Empowering Students Through Enhanced Financial Counseling Act

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About the bill

Source: Republican Policy Committee

H.R. 1635 amends the loan counseling requirements under the Higher Education Act of 1965 to promote greater financial literacy in the following ways:

  • Ensuring borrowers who participate in the federal loan program receive interactive counseling each year that reflects their individual borrowing situation before they accept their loan;
  • Providing awareness about the financial obligations students and parents are accumulating by requiring borrowers to consent each year before receiving federal student loans;
  • Informing low-income students about the terms and conditions of the Pell Grant program through annual counseling that will ...

Sponsor and status

Brett Guthrie

Sponsor. Representative for Kentucky's 2nd congressional district. Republican.

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Last Updated: Sep 6, 2018
Length: 24 pages
Mar 20, 2017
115th Congress, 2017–2019
Died in a previous Congress

This bill was introduced in a previous session of Congress and was passed by the House on September 5, 2018 but was never passed by the Senate.



Mar 20, 2017

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

Sep 5, 2018
Passed House (Senate next)

The bill was passed in a vote in the House. It goes to the Senate next.

H.R. 1635 (115th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

This bill was introduced in the 115th Congress, which met from Jan 3, 2017 to Jan 3, 2019. Legislation not enacted by the end of a Congress is cleared from the books.

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“H.R. 1635 — 115th Congress: Empowering Students Through Enhanced Financial Counseling Act.” 2017. February 22, 2020 <>

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