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H.R. 2874 (115th): 21st Century Flood Reform Act

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About the bill

Source: Republican Policy Committee

H.R. 2874 reauthorizes the National Flood Insurance Program (NFIP) for five years, introduces private market competition, and provides programmatic reform to help policyholders. An amendment in the nature of a substitute combines the amended text of H.R. 2874 with six additional Financial Services Committee reported NFIP bills: H.R. 1422H.R. 1558H.R. 2246H.R. 2565H.R. 2868, and H.R. 2875. High level provisions of the bill include:

  • Reauthorizes the NFIP for 5 years
  • Gives property owners more flexibility by ensuring there is a robust private market for flood insurance
  • Requires mitigation funding be prioritized for properties that have experienced repeated flood losses
  • Improves mapping technology to ensure policies are based on accurate information
  • Requires increased transparency, details, and  risk exposure to be conveyed between …

Sponsor and status

Sean Duffy

Sponsor. Representative for Wisconsin's 7th congressional district. Republican.

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Last Updated: Nov 15, 2017
Length: 156 pages
Jun 12, 2017
115th Congress (2017–2019)
Died in a previous Congress

This bill was introduced in a previous session of Congress and was passed by the House on November 14, 2017 but was never passed by the Senate.

Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).


Position statements

What legislators are saying

Pallone & Pascrell Vote Against Partisan GOP Bill that will make Flood Insurance More Expensive, Unfair & Less Accessible
    — Rep. Frank Pallone [D-NJ6] on Nov 17, 2017

Washington Review, November 17, 2017
    — Rep. Albio Sires [D-NJ8] on Nov 17, 2017

Rep. Richmond Votes Against National Flood Insurance Program Reauthorization
    — Rep. Cedric Richmond [D-LA2, 2011-2021] on Nov 14, 2017

More statements at ProPublica Represent...

What stakeholders are saying

R Street Institute estimates H.R. 2874 will add $129 million in new spending through 2027.
Coalition to Reduce Spending The Coalition to Reduce Spending supports the passage of the 21st Century Flood Reform Act, reauthorizing and reforming the National Flood Insurance Program (NFIP). While the most recent cost estimate of the bill suggests the potential for increased spending later in …


Jun 12, 2017

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

Jun 15, 2017
Ordered Reported

A committee has voted to issue a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

Sep 11, 2017
Reported by House Committee on Financial Services

A committee issued a report on the bill, which often provides helpful explanatory background on the issue addressed by the bill and the bill's intentions.

Nov 14, 2017
Passed House (Senate next)

The bill was passed in a vote in the House. It goes to the Senate next.

H.R. 2874 (115th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number H.R. 2874. This is the one from the 115th Congress.

This bill was introduced in the 115th Congress, which met from Jan 3, 2017 to Jan 3, 2019. Legislation not passed by the end of a Congress is cleared from the books.

How to cite this information.

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“H.R. 2874 — 115th Congress: 21st Century Flood Reform Act.” 2017. September 30, 2022 <>

Where is this information from?

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