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H.R. 4607 (115th): Comprehensive Regulatory Review Act

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About the bill

Source: Republican Policy Committee

H.R. 4607 amends the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA) to require the Federal Financial Institutions Examination Council (FFIEC) and each of the federal financial regulators--now to include the Consumer Financial Protection Bureau and National Credit Union Administration--to conduct, at least once every seven years (rather than conducting a review every ten years as required under current law), a comprehensive review of all regulations prescribed by the council or the regulator, including all regulations issued after December 31, 2006, in order to identify outdated or otherwise unnecessary regulations and tailor other regulations related to insured depository institutions or covered persons.

The EGRPRA requires the FFIEC, together with each appropriate Federal banking agency, to conduct a joint review of existing regulations every 10 years to determine whether …

Sponsor and status

Barry Loudermilk

Sponsor. Representative for Georgia's 11th congressional district. Republican.

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Last Updated: Mar 7, 2018
Length: 5 pages
Dec 11, 2017
115th Congress (2017–2019)
Died in a previous Congress

This bill was introduced in a previous session of Congress and was passed by the House on March 6, 2018 but was never passed by the Senate.

Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).


9 Cosponsors (7 Republicans, 2 Democrats)


Position statements

What legislators are saying

Right-Size Regulation for Financial Institutions
    — Rep. Barry Loudermilk [R-GA11] (Sponsor) on Mar 6, 2018

Gottheimer Hails Passage Of Bipartisan Regulatory Relief Bill
    — Rep. Josh Gottheimer [D-NJ5] (Co-sponsor) on Mar 7, 2018

THIS WEEK IN CONGRESS - US Workforce Act gets okay
    — Rep. Gregorio Sablan [D-MP] on Mar 12, 2018

More statements at ProPublica Represent...

What stakeholders are saying

R Street Institute estimates H.R. 4607 will add $3 million in new spending through 2027.


Dec 11, 2017

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

Jan 17, 2018
Considered by House Committee on Financial Services

A committee held a hearing or business meeting about the bill.

Jan 18, 2018
Ordered Reported

A committee has voted to issue a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

Feb 23, 2018
Reported by House Committee on Financial Services

A committee issued a report on the bill, which often provides helpful explanatory background on the issue addressed by the bill and the bill's intentions.

Mar 6, 2018
Passed House (Senate next)

The bill was passed in a vote in the House. It goes to the Senate next.

H.R. 4607 (115th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number H.R. 4607. This is the one from the 115th Congress.

This bill was introduced in the 115th Congress, which met from Jan 3, 2017 to Jan 3, 2019. Legislation not passed by the end of a Congress is cleared from the books.

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