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S. 2755 (115th): Postal Banking Act

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About the bill

About one in four Americans either does not have a bank account or is forced to use high-interest alternatives such as payday lenders. In fact, there are some communities that don’t have any traditional banks at all.

The demographics of those forced “outside the system” financially skew younger, non-white, and poorer. They spend about $89 billion per year on interest and fees alone.

But there is a U.S. Postal Service post office in every community in the country, operating with low costs and freely accessible to all. Could this be a solution to the problem?

Almost every other country already does it: 183 other nations offer some form of financial services through their postal services.

What the bill does

S. 2755, introduced by Sen. Kirsten Gillibrand (D-NY), would create …

Sponsor and status

Kirsten Gillibrand

Sponsor. Senator for New York. Democrat.

Read Text »
Last Updated: Apr 25, 2018
Length: 6 pages
Apr 25, 2018
115th Congress (2017–2019)
Died in a previous Congress

This bill was introduced on April 25, 2018, in a previous session of Congress, but it did not receive a vote.

Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).



Apr 25, 2018

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

S. 2755 (115th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number S. 2755. This is the one from the 115th Congress.

This bill was introduced in the 115th Congress, which met from Jan 3, 2017 to Jan 3, 2019. Legislation not passed by the end of a Congress is cleared from the books.

How to cite this information.

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