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S. 314 (115th): FIX Act

The text of the bill below is as of Feb 6, 2017 (Introduced).


II

115th CONGRESS

1st Session

S. 314

IN THE SENATE OF THE UNITED STATES

February 6, 2017

(for herself and Mr. Daines) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To enhance consumer rights relating to consumer report disputes by requiring provision of documentation provided by consumers.

1.

Short title

This Act may be cited as the FIX Credit Reporting Errors Act or the FIX Act.

2.

Provision of documentation provided by consumers

Section 611 of the Fair Credit Reporting Act (15 U.S.C. 1681i) is amended—

(1)

in subsection (a)—

(A)

in paragraph (2)—

(i)

in subparagraph (A), by inserting , including documentation provided by the consumer, after relevant information; and

(ii)

in subparagraph (B), by inserting , including documentation provided by the consumer, after relevant information; and

(B)

in paragraph (4), by inserting , including documentation, after relevant information; and

(2)

in subsection (f)(2)(B)(ii), by inserting , including documentation, after relevant information.