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H.R. 1988: Protecting Affordable Mortgages for Veterans Act of 2019

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To clarify seasoning requirements for certain refinanced mortgage loans, and for other purposes.

The bill’s titles are written by its sponsor.

Sponsor and status

David Scott

Sponsor. Representative for Georgia's 13th congressional district. Democrat.

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Last Updated: Jul 10, 2019
Length: 4 pages
Mar 28, 2019
116th Congress (2019–2021)

Passed House (Senate next) on Jul 9, 2019

This bill passed in the House on July 9, 2019 and goes to the Senate next for consideration.

3% chance of being enacted according to Skopos Labs (details)
See Instead

S. 1749 (same title)
Enacted — Signed by the President — Jul 25, 2019


Position statements

What legislators are saying

Scott Bill to Preserve VA Home Loan Affordability Becomes Law
    — Rep. David Scott [D-GA13] (Sponsor) on Jul 25, 2019

Reps. Zeldin, Scott, Barr & Levins Bipartisan Bill to Protect Affordable Mortgages for Veteran Homeowners Passes House Unanimously, Heads to Presidents Desk to Become Law
    — Rep. Lee Zeldin [R-NY1] (Co-sponsor) on Jul 10, 2019

Hartzler Supports Bipartisan Effort to Protect Veteran Homeowners
    — Rep. Vicky Hartzler [R-MO4] on Jul 10, 2019

More statements at ProPublica Represent...

What stakeholders are saying

R Street Institute estimates new spending due to H.R. 1988 will be negligible.


Mar 28, 2019

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

May 1, 2019
Considered by Economic Opportunity

A committee held a hearing or business meeting about the bill.

May 8, 2019
Considered by House Committee on Financial Services

A committee held a hearing or business meeting about the bill.

Jul 9, 2019
Passed House (Senate next)

The bill was passed in a vote in the House. It goes to the Senate next. The vote was by voice vote so no record of individual votes was made.

Jul 9, 2019
Reported by House Committee on Veterans' Affairs

A committee issued a report on the bill, which often provides helpful explanatory background on the issue addressed by the bill and the bill's intentions.

If this bill has further action, the following steps may occur next:
Passed Senate

Signed by the President

H.R. 1988 is a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number H.R. 1988. This is the one from the 116th Congress.

How to cite this information.

We recommend the following MLA-formatted citation when using the information you see here in academic work:

“H.R. 1988 — 116th Congress: Protecting Affordable Mortgages for Veterans Act of 2019.” 2019. October 23, 2020 <>

Where is this information from?

GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from, the official portal of the United States Congress. is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.