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H.R. 3642: Improving Credit Reporting for All Consumers Act

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To amend the Fair Credit Reporting Act to fix the consumer report dispute process, to ban misleading and unfair consumer reporting practices, and for other purposes.

The bill’s titles are written by its sponsor.

Sponsor and status

Alma Adams

Sponsor. Representative for North Carolina's 12th congressional district. Democrat.

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Last Updated: Dec 23, 2019
Length: 92 pages
Introduced
Jul 9, 2019
Status

Ordered Reported on Jul 11, 2019

The committees assigned to this bill sent it to the House or Senate as a whole for consideration on July 11, 2019.

Prognosis
2% chance of being enacted according to Skopos Labs (details)
Source

Position statements

What legislators are saying

U.S. Rep. Barry Loudermilk Sworn Into the 114TH Congress
    — Rep. Barry Loudermilk [R-GA11] on Jan 9, 2015

RELEASE: Fleischmann Reintroduces Bonuses for Cost-Cutters Act
    — Rep. Charles “Chuck” Fleischmann [R-TN3] on Jan 10, 2017

Congress Approves Funding for Savannah Harbor Expansion Project
    — Rep. Jack Kingston [R-GA1, 1993-2014] on Dec 15, 2014

More statements at ProPublica Represent...

What stakeholders are saying

Institute for Spending Reform SpendingTracker.org estimates H.R. 3642 will add $5 million in new spending through 2029.

History

Jul 9, 2019
 
Introduced

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

Jul 11, 2019
 
Ordered Reported

A committee has voted to issue a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

Dec 23, 2019
 
Reported by House Committee on Financial Services

A committee issued a report on the bill, which often provides helpful explanatory background on the issue addressed by the bill and the bill's intentions.

If this bill has further action, the following steps may occur next:
 
Passed House

 
Passed Senate

 
Signed by the President

H.R. 3642 is a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

How to cite this information.

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“H.R. 3642 — 116th Congress: Improving Credit Reporting for All Consumers Act.” www.GovTrack.us. 2019. February 27, 2020 <https://www.govtrack.us/congress/bills/116/hr3642>

Where is this information from?

GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from Congress.gov, the official portal of the United States Congress. Congress.gov is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.