To amend the Fair Credit Reporting Act to fix the consumer report dispute process, to ban misleading and unfair consumer reporting practices, and for other purposes.
The bill’s titles are written by its sponsor.
Sponsor and status
Sponsor. Representative for North Carolina's 12th congressional district. Democrat.
Last Updated: Dec 23, 2019
Length: 92 pages
116th Congress (2019–2021)
This bill was introduced on July 11, 2019, in a previous session of Congress, but it did not receive a vote.
Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).
What legislators are saying
What stakeholders are saying
Jul 9, 2019
Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.
Jul 11, 2019
A committee has voted to issue a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.
Dec 23, 2019
Reported by House Committee on Financial Services
A committee issued a report on the bill, which often provides helpful explanatory background on the issue addressed by the bill and the bill's intentions.
Jun 24, 2021
Reintroduced Bill — Introduced
This activity took place on a related bill, H.R. 4113.
H.R. 3642 (116th) was a bill in the United States Congress.
A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
Bills numbers restart every two years. That means there are other bills with the number H.R. 3642. This is the one from the 116th Congress.
This bill was introduced in the 116th Congress, which met from Jan 3, 2019 to Jan 3, 2021. Legislation not passed by the end of a Congress is cleared from the books.
How to cite this information.
We recommend the following MLA-formatted citation when using the information you see here in academic work:
GovTrack.us. (2022). H.R. 3642 — 116th Congress: Improving Credit Reporting for All Consumers Act. Retrieved from https://www.govtrack.us/congress/bills/116/hr3642
“H.R. 3642 — 116th Congress: Improving Credit Reporting for All Consumers Act.” www.GovTrack.us. 2019. September 29, 2022 <https://www.govtrack.us/congress/bills/116/hr3642>
Improving Credit Reporting for All Consumers Act, H.R. 3642, 116th Cong. (2019).
|title=H.R. 3642 (116th)
|accessdate=September 29, 2022
|author=116th Congress (2019)
|date=July 9, 2019
|quote=Improving Credit Reporting for All Consumers Act
Where is this information from?
GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from Congress.gov, the official portal of the United States Congress. Congress.gov is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.