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H.R. 4231 (116th): Credit Access and Inclusion Act of 2019

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To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain positive consumer credit information to consumer reporting agencies, and for other purposes.

The bill’s titles are written by its sponsor.

Sponsor and status

French Hill

Sponsor. Representative for Arkansas's 2nd congressional district. Republican.

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Last Updated: Sep 6, 2019
Length: 4 pages
Sep 6, 2019
116th Congress (2019–2021)
Died in a previous Congress

This bill was introduced on September 6, 2019, in a previous session of Congress, but it did not receive a vote.

Although this bill was not enacted, its provisions could have become law by being included in another bill. It is common for legislative text to be introduced concurrently in multiple bills (called companion bills), re-introduced in subsequent sessions of Congress in new bills, or added to larger bills (sometimes called omnibus bills).


2 Cosponsors (1 Republican, 1 Democrat)


Position statements

What legislators are saying

ICYMI: Rep. Hill Pushes For Bipartisan Legislation During Amendment Debate
    — Rep. French Hill [R-AR2] (Sponsor) on Jan 31, 2020

ICYMI: Rep. Hill: \"There is a right way to vote on this MTR, and there is a 'Huawei' to vote on this MTR.\"
    — Rep. French Hill [R-AR2] (Sponsor) on Jan 31, 2020

Rep. Hill Introduces Bill to Expand Opportunity for Arkansans to Access Affordable Credit
    — Rep. French Hill [R-AR2] (Sponsor) on Sep 6, 2019

More statements at ProPublica Represent...


Sep 6, 2019

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

H.R. 4231 (116th) was a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number H.R. 4231. This is the one from the 116th Congress.

This bill was introduced in the 116th Congress, which met from Jan 3, 2019 to Jan 3, 2021. Legislation not passed by the end of a Congress is cleared from the books.

How to cite this information.

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“H.R. 4231 — 116th Congress: Credit Access and Inclusion Act of 2019.” 2019. February 4, 2023 <>

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