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H.R. 6515: Rent and Mortgage Cancellation Act of 2020

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About the bill

But would it inadvertently cause a flood of evictions after the national emergency is over?


During the pandemic, many states have postponed rent or mortgage payments. For example, Connecticut enacted a 60-day grace period for rent payments and a 90-day grace period for mortgage payments.

But those payments are still due, just on the backend. Some lawmakers are now considering going a step further, by cancelling such payments entirely — without making them due later.

What the bill does

The Rent and Mortgage Cancellation Act would eliminate all rent and mortgage payments during the covid-19 national emergency, retroactive to April 1 and extending for 30 days after the national emergency is officially ended.

Under the bill, such non-payments could not result in eviction, fines, or a lowered credit score.

So ...

Sponsor and status

Ilhan Omar

Sponsor. Representative for Minnesota's 5th congressional district. Democrat.

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Last Updated: Apr 17, 2020
Length: 21 pages
Apr 17, 2020
116th Congress (2019–2021)

Introduced on Apr 17, 2020

This bill is in the first stage of the legislative process. It was introduced into Congress on April 17, 2020. It will typically be considered by committee next before it is possibly sent on to the House or Senate as a whole.

2% chance of being enacted according to Skopos Labs (details)


Apr 17, 2020

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

If this bill has further action, the following steps may occur next:
Passed Committee

Passed House

Passed Senate

Signed by the President

H.R. 6515 is a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number H.R. 6515. This is the one from the 116th Congress.

How to cite this information.

We recommend the following MLA-formatted citation when using the information you see here in academic work:

“H.R. 6515 — 116th Congress: Rent and Mortgage Cancellation Act of 2020.” 2020. October 21, 2020 <>

Where is this information from?

GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from, the official portal of the United States Congress. is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.