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S. 1929 (116th): Homeownership for DREAMers Act


The text of the bill below is as of Jun 20, 2019 (Introduced). The bill was not enacted into law.


II

116th CONGRESS

1st Session

S. 1929

IN THE SENATE OF THE UNITED STATES

June 20, 2019

(for himself, Ms. Cortez Masto, Mr. Brown, Mr. Booker, Mr. Wyden, Mr. Blumenthal, Ms. Duckworth, Mr. Sanders, Ms. Hirono, Ms. Klobuchar, Ms. Harris, and Mrs. Gillibrand) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To prohibit the Department of Housing and Urban Development from limiting the eligibility of DACA recipients for certain assistance, and for other purposes.

1.

Short title

This Act may be cited as the Homeownership for DREAMers Act.

2.

DACA recipient eligibility

(a)

FHA

Section 203 of the National Housing Act (12 U.S.C. 1709) is amended by inserting after subsection (h) the following:

(i)

DACA recipient eligibility

(1)

DACA recipient defined

In this subsection, the term DACA recipient means an alien who, at any time before, on, or after the date of enactment of this subsection, is or was in deferred action status pursuant to the Deferred Action for Childhood Arrivals (‘DACA’) Program announced by the Secretary of Homeland Security on June 15, 2012.

(2)

Prohibition

The Secretary may not—

(A)

prescribe terms that limit the eligibility of a single family mortgage for insurance under this title because of the status of the mortgagor as a DACA recipient; or

(B)

issue any limited denial of participation in the program for such insurance because of the status of the mortgagor as a DACA recipient.

(3)

Exemption

(A)

Denial for failure to satisfy valid eligibility requirements

Nothing in this title prohibits the denial of insurance based on failure to satisfy valid eligibility requirements.

(B)

Invalid eligibility requirements

Valid eligibility requirements do not include criteria that were adopted with the purpose of denying eligibility for insurance because of race, color, religion, sex, familial status, national origin, disability, or the status of a mortgagor as a DACA recipient.

.

(b)

Rural Housing Service

Section 501 of the Housing Act of 1949 (42 U.S.C. 1471) is amended by adding at the end the following:

(k)

DACA recipient eligibility

(1)

DACA recipient defined

In this paragraph, the term DACA recipient means an alien who, at any time before, on, or after the date of enactment of this subsection, is or was in deferred action status pursuant to the Deferred Action for Childhood Arrivals (‘DACA’) Program announced by the Secretary of Homeland Security on June 15, 2012.

(2)

Prohibition

The Secretary may not prescribe terms that limit eligibility for a single family mortgage made, insured, or guaranteed under this title because of the status of the mortgagor as a DACA recipient.

.

(c)

Fannie Mae

Section 302(b) of the National Housing Act (12 U.S.C. 1717(b)) is amended by adding at the end the following:

(8)

DACA recipient eligibility

(A)

DACA recipient defined

In this paragraph, the term DACA recipient means an alien who, at any time before, on, or after the date of enactment of this paragraph, is or was in deferred action status pursuant to the Deferred Action for Childhood Arrivals (‘DACA’) Program announced by the Secretary of Homeland Security on June 15, 2012.

(B)

Prohibition

The corporation may not condition purchase of a single-family residence mortgage by the corporation under this subsection on the status of the borrower as a DACA recipient.

.

(d)

Freddie Mac

Section 305(a) of the Federal Home Loan Mortgage Corporation Act (12 U.S.C. 1454(a)) is amended by adding at the end the following:

(6)

DACA recipient eligibility

(A)

DACA recipient defined

In this subsection, the term DACA recipient means an alien who, at any time before, on, or after the date of enactment of this paragraph, is or was in deferred action status pursuant to the Deferred Action for Childhood Arrivals (‘DACA’) Program announced by the Secretary of Homeland Security on June 15, 2012.

(B)

Prohibition

The Corporation may not condition purchase of a single-family residence mortgage by the Corporation under this subsection on the status of the borrower as a DACA recipient.

.