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H.R. 1004 (117th): Firearm Risk Protection Act of 2021

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The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress, and was published on Mar 19, 2021.

Firearm Risk Protection Act of 2021

This bill establishes requirements for gun purchasers and gun owners to be covered by a qualified liability insurance policy.

A qualified liability insurance policy, with respect to a firearm purchaser, is a policy that covers losses resulting from use of the firearm while it is owned by the purchaser.

A person who fails to comply with the requirements is subject to a criminal fine of up to $10,000.