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H.R. 1594: COVID–19 Eviction Consumer Report Fairness Act


The text of the bill below is as of Mar 3, 2021 (Introduced).


I

117th CONGRESS

1st Session

H. R. 1594

IN THE HOUSE OF REPRESENTATIVES

March 3, 2021

(for himself, Ms. Scanlon, Mr. Sires, Mr. Thompson of Mississippi, Ms. Norton, Ms. McCollum, Mr. Carson, Ms. Moore of Wisconsin, Mr. Cohen, Mr. Grijalva, Mr. Bishop of Georgia, Mr. Blumenauer, and Mrs. Hayes) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Fair Credit Reporting Act to exclude certain evictions and information relating to such evictions from consumer reports, and for other purposes.

1.

Short title

This Act may be cited as the COVID–19 Eviction Consumer Report Fairness Act.

2.

Exclusion of information relating to certain evictions from consumer reports

(a)

In general

Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)) is amended by adding at the end the following:

(9)

An eviction, or any information related to an eviction or a proceeding seeking eviction, of a consumer from a rental dwelling that occurred during the period beginning March 13, 2020, and ending 120 days after the date on which the national emergency concerning the novel coronavirus disease (COVID–19) outbreak declared by the President on March 13, 2020, under the National Emergencies Act (50 U.S.C. 1601 et seq.) terminates.

.

(b)

Applicability

This Act and the amendments made by this Act shall apply to any consumer report (as defined in section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a)) issued on or after the date of the enactment of this Act.