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H.R. 2547: Comprehensive Debt Collection Improvement Act

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To expand and enhance consumer, student, servicemember, and small business protections with respect to debt collection practices, and for other purposes.

The bill’s titles are written by its sponsor.

Sponsor and status

Maxine Waters

Sponsor. Representative for California's 43rd congressional district. Democrat.

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Last Updated: May 17, 2021
Length: 47 pages
Apr 15, 2021
117th Congress (2021–2023)

Passed House (Senate next) on May 13, 2021

This bill passed in the House on May 13, 2021 and goes to the Senate next for consideration.

Other activity may have occurred on another bill with identical or similar provisions.


7 Cosponsors (7 Democrats)

3% chance of being enacted according to Skopos Labs (details)

Position statements

Statement of Administration Policy

President Joseph Biden [D]: H.R. 2547 – Comprehensive Debt Collection Improvement Act (May 11, 2021)

What legislators are saying

House Committee Passes Velazquez Measure to End Predatory \"Confessions of Judgement\" Small Business Practice
    — Rep. Nydia Velázquez [D-NY7] (Co-sponsor) on Apr 21, 2021

Rep. Meeks Announces the Passage of the Debt Collection Harmonization Act
    — Rep. Gregory Meeks [D-NY5] (Co-sponsor) on May 13, 2021

Rep. Hill Protects Arkansans Access to Credit by Rejecting House Democrats H.R. 2547
    — Rep. French Hill [R-AR2] on May 13, 2021

More statements at ProPublica Represent...

What stakeholders are saying

R Street Institute estimates H.R. 2547 will add $1.5 billion in new spending through 2031.


Apr 15, 2021

Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber.

Apr 20, 2021
Considered by House Committee on Financial Services

A committee held a hearing or business meeting about the bill.

Apr 21, 2021
Ordered Reported

A committee has voted to issue a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee.

Apr 30, 2021
Reported by House Committee on Financial Services

A committee issued a report on the bill, which often provides helpful explanatory background on the issue addressed by the bill and the bill's intentions.

May 4, 2021
Text Published

Updated bill text was published as of Preprint (Rule).

May 13, 2021
Passed House (Senate next)

The bill was passed in a vote in the House. It goes to the Senate next.

If this bill has further action, the following steps may occur next:
Passed Senate

Signed by the President

H.R. 2547 is a bill in the United States Congress.

A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.

Bills numbers restart every two years. That means there are other bills with the number H.R. 2547. This is the one from the 117th Congress.

How to cite this information.

We recommend the following MLA-formatted citation when using the information you see here in academic work:

“H.R. 2547 — 117th Congress: Comprehensive Debt Collection Improvement Act.” 2021. August 7, 2022 <>

Where is this information from?

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