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H.R. 4123: Increasing Health Coverage through HRAs Act of 2021


The text of the bill below is as of Jun 24, 2021 (Introduced).


I

117th CONGRESS

1st Session

H. R. 4123

IN THE HOUSE OF REPRESENTATIVES

June 24, 2021

(for himself, Mr. Westerman, Mr. Budd, Mr. Norman, Mr. Balderson, Mr. Perry, Mr. Hice of Georgia, Mr. Smucker, Mr. Steube, Mr. Cawthorn, and Ms. Herrell) introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Labor, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned

A BILL

To codify certain rules related to health reimbursement arrangements and other account-based group health plans, and for other purposes.

1.

Short title; findings

(a)

Short title

This Act may be cited as the Increasing Health Coverage through HRAs Act of 2021.

(b)

Findings

Congress finds the following:

(1)

Permitting health reimbursement arrangements to be used for the purchase of private insurance will allow more small businesses to offer access to quality health insurance coverage to their employees.

(2)

Permitting health reimbursement arrangements to be used for the purchase of private insurance will increase the number of Americans with health insurance coverage by as many as 800,000.

(3)

Permitting health reimbursement arrangements to be used for the purchase of private insurance will significantly increase the number of Americans obtaining coverage in the individual market, leading to more choice, stability, innovation, and lower premiums.

(4)

The administration rule permitting health reimbursement arrangements to be used for the purchase of private insurance ensures that those with pre-existing conditions will not pay more for coverage by requiring workers within each class of employment to be offered the same coverage regardless of health status.

2.

Codification of health reimbursement arrangements and other account-based group health plans

The final rule (84 FR 28888) published on June 20, 2019, by the Secretary of the Treasury, the Secretary of Labor, and the Secretary of Health and Human Services (relating to health reimbursement arrangements and other account-based group health plans) shall have the full force and effect of law.