H.R. 7073 (96th): A bill to amend the Federal Trade Commission Act to provide that violations, by retail credit card issuers, of certain State laws relating to credit card transactions shall be treated as unfair or deceptive acts or practices subject to the remedies established in such Act, and for other purposes.

Apr 16, 1980 (96th Congress, 1979–1980)
Died (Referred to Committee)
Robert Eckhardt
Representative for Texas's 8th congressional district

This bill was introduced on April 16, 1980, in a previous session of Congress, but was not enacted.

Introduced Apr 16, 1980
Referred to Committee Apr 16, 1980

No summaries available.

1 cosponsors (1D) (show)

House Energy and Commerce

The committee chair determines whether a bill will move past the committee stage.

Primary Source

THOMAS.gov (The Library of Congress)

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H.R. stands for House of Representatives bill.

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GovTrack’s Bill Summary

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Library of Congress Summary

The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

Amends the Federal Trade Commission Act to provide that the following actions by a credit card issuer which is subject to the authority of the Federal Trade Commission shall be considered an unfair or deceptive act or practice in or affecting commerce:
(1) violation of any State law relating to the issuance of credit cards;
(2) violation of the terms of any credit transaction agreement; and
(3) the attempt to impose or enforce additional or modified terms affecting any outstanding balance pursuant to such an agreement without obtaining the express written consent of the credit card holder.

House Republican Conference Summary

The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.

No summary available.

House Democratic Caucus Summary

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